I first began working on LoanSafe.org back in 2007-2008 as an online forum to assist people who were having trouble paying their mortgages and at risk of losing their homes to foreclosure due to the home loan crisis that swept across America at that time.

The articles, content, and forum I created over the last 13 years has helped millions of Homeowners either save their homes with a loan modification, obtain a short sale or walk away legally from their underwater mortgages.

I have even helped some people with foreclosure defense tactics that I helped pioneer such as “where my mortgage note?” and the “mortgage audit” to stop paying their loans all together.

Quite a few of these homeowners have lived up to 5-10 years in their homes without ever making another payment to their lender.

The Information contained on this website is intended to give property owners the best knowleldge on the different types of loan workouts, qualifyig metrics used by mortgage servicers, and also detailing the pros and cons of each option. I also cover the various forelclosure defense strategies that can keep you in your home payment free that has been used by attorneys and even pro se defendants across the nation such as filing a lawsuit, banruptcy, and mortgage auditing.

My extensive loan workout knowledge comes from my mortgage and real estate experience as an ex-loan officer and real estate agent for a decade in Southern California. Since 2007, I have written hundreds of articles on loan modifcations and foreclosure defense strategies that have helped millions of American homeowners in the process.

Over the years, I have also networked and consulted with various housing advovate agencies like Bruce Marks at NACA and over two dozen law firms across the United States.

Please keep in mind that as you consume the content on this website, I’m not a lawyer and the information I present to you is not intended to be legal advice. If you need an attorney, please consult with a law firm in your state.

I’m currently in the process of revamping this website and updating it with fresh new content. I believe we are quickly moving into another foreclosure crisis at the end of 2020 and as we head into 2021 and beyond.

This website has taken over a decade to complete but it is still a work in progress. I’m self-published so I do not have a publisher and or an editor to go over my content but if you find any mistakes and or edits, please feel free to email me at [email protected].