Mortgage Forum - LoanSafe.org

Please read this section prior to posting or registering as a member. This is a FREE forum for homeowners, attorneys, consumer activists and non-profits to share and learn various methods to stop foreclosure or obtain a loan modification. Anyone can join our community and we encourage all homeowners to unite and save our homes and protect our property rights. We need your help. So, please join us in the fight!

Bank of America is one of the largest banks in the world. They offer home loans, credit cards and personal banking. BofA now owns Countrywide Home Loans.

US Bank Home Mortgage is one of the largest lenders in the U.S. Please use this forum to share information and discuss issues with this bank.

Chase Mortgage and Chase Home Finance are and were huge lenders. We are getting a lot of traffic from people looking for help with their adjustable rate loans. This section will help you deal with this corporate giant where people are starting to get lost in their loss mitigation system.

The is the LoanSafe Wells Fargo forum. Please feel free to ask question and get help with everything from your mortgage, credit card or online baking.

The great people at Citi Mortgage and Citi Financial (which are now merged) have contacted us at Loan Safe and asked that we make sure that their customers know that they are here to help them. We at Loan Safe believe 100% that this is true and will help facilitate this via Citi's new forum.

Finding a mortgage lender that is still in business can be difficult. This forum will be dedicated to the lenders who are still offering purchase money, refinance, jumbo and FHA home loans. Mortgage professionals are encouraged to post their information and loan products. This can include links and phone numbers. Let's help educate consumers the right way!

Learn everything you need to know about loan modifications. Can't refinance? Are you in a ARM mortgage that's adjusted or about to? Late on your mortgage? Then this section for you!

The term "short sale" is very popular in today's mortgage and housing market. There are potentially millions of people facing foreclosure and a lot of these homeowners are under water on their mortgages. Some will choose to stick it out and fight. However, many will decide to choose to walk away. Short sales are becoming more and more popular as an exit strategy for homeowners. Learn the methods, software and magic it takes to navigate the foreclosure process and get the help you need.

This forum is for first time home buyers who are seeking information on home loans, tax credit programs and grants. If you are looking for the best purchase mortgage advice, this is where you will get it.

Looking to refinance your mortgage? Learn what loan products are still available from lenders and what mortgage is best for you.

Many mobile home owners are looking for lhelp with loans on the internet. This forum will discuss lenders who will help them with an affordable mortgage, how to avoid foreclosure or to walk away. Please tell your story and share information with one another.

Welcome to the Loan Safe lounge. An area to talk about whatever you'd like to. Our community is comprised of mostly all homeowners and family people that have a lot in common. This isn't just about loans and homes, it's about the people!

FHA loans are coming back strong into the mortgage market. Borrowers need to get educated about the different requirements, guidelines and rates that FHA offers.

This is the mortgage broker/ loan officer forum for mortgage industry professionals to join, vent, share and educate homeowners about home loans. There are a lot of "ethical" professionals who could give helpful information to the homeowners who visit Loan Safe and I encouage the honest and ethical mortgage professionals to please join and assist the community in any way you can.

Loan Safe Alert: Option One is now American Home Mortgage Servicing. It seems that many Option One Mortgage/ AHMSI borrowers are struggling to get help and we have had many horror stories as well as success stories . Please tell us your story and see how Loan Safe can help.

Investors need help with investment property loans. In today's market it is tough to find mortgages. Also, many investors need assistance in a loan modification or short sale with multiple properties, assets and retirement accounts that they want and need to protect. What's going to happen if you walk away? What are the tax and credit implications? Can your lender garnish your wages?

This section is dedicated to the homeowners who were facing foreclosure and fought back to win the battle against their lenders. I hope to add many more stories here as times goes by. Please let us know if you have a success story that you can share to give others encouragement to keep fighting!

Need Help with a deed in lieu of foreclosure AKA Take this Home & Shove It! You are not alone. We thought we would add this section to the forum to assist the homeowners that have made the tough decision to walk away from their homes. This is America and you have the right to walk away from contracts and your home. The question is what implications will you suffer for saying, "Take this home and shove it, I aint paying you no more!" Find out the good, the bad and the ugly.

Trying to stop foreclosure alone can be a painful and a depressing process. This section is where you can unite with other homeowners and let out your questions, frustrations and post your whole story. The more we know, the more we can help you stop foreclosure. No one will be judged or criticized for posting their story.

Learn the the foreclosure process and various ways that you can stop foreclosures and save our homes.

In March 2009, the Obama Administration published detailed program guidelines for the Making Home Affordable (MHA) Program. Many mortgage servicers have begun loan modifications under the plan. But it looks like many homeowners may not be getting the help the they were promised and some are simply getting rail roaded. This forum is designed to discuss these issues with the MHA ands share with others your experience. This forum provides general guidelines and overview documents available to homeowners as well as an open discussion area to ask other homeowners about the loan modification process.

NACA is a non-profit housing counseling agency that help sstruggling homeowners throughout the United States with their loan modifications and or mortgage refinances. If you are working with the Neighborhood Assistance Corporation of America, please tell us your story.

The dollar is out and gold is in. Learn how to invest and the latest gold news. It is over $1,000 an ounce and breaking records daily.

Money is hard to come by these days. Discovering ways to save money will become paramount in surviving the Great Depression 2.

Our job boards are a courtesy to help members locate legitimate job opportunities. Let's pay it forward and list jobs and share ideas to help others find gainful employment.

Many Americans are looking for ways to make money online. This forum will identify legitimate job opportunities and expose the scams. Please pay it forward and list any online job opportunities here.

Politics is a process by which groups of people make decisions. Political representation has helped to shape State administration. When the voice of the individual can be heard, the danger of arbitrary interference by the State is greatly reduced. The Main Street Forum will have news, opinion and analysis of American and global politics.

This forum is not for the light at heart. This section is for the American Homeowner Party who needs a voice. This section is for people who want to do something and fight back.

The Constitution of the United States of America is the supreme law of the United States. It is the foundation and source of the legal authority underlying the existence of the United States of America and the federal government of the United States. It provides the framework for the organization of the United States government and for the relationship of the federal government to the states, to citizens, and to all people within the United States.

Here is where we list the senators that voted for the bank bailout and the banks that recieved billions in tax payer dollars. Let's expose these politicians and banks for doing ABSOLUTELY NOTHING for Main Street and EVERYTHING for Wall Street.

Many people are suffering from bad credit and are looking for ways to help with credit repair. In this forum we will discuss ways to fix your own credit. Please feel free to share your ideas and experiences.

Many people are looking to establish new credit. One of the best ways to do so is with a prepaid credit card for people with bad credit. This forum is for everyone to share these services and information on how to find these types of credit offers.

Find out the safest ways to perform credit card debt consolidation in our self help forum. Search for non-profits and free counseling services online.

Learn various debt management strategies and ask questions in our free forum.

People are looking for safe ways to get out of debt and one of those ways is debt settlement. This forum is to share various strategies and find ways to lower your monthly nut.

The last Great Depression was in the 1930's. Many people like our President think that we are currently in just a recession and we are on our road to recovery. However, there is strong evidence to contradict this and we feel Main Street is being lied to. From 10% plus unemployment to millions of Americans being evicted from their homes. This is the Great Depression 2 and getting worse by the minute.

Many in America do not know that there is a food crisis that is spreading around the world. Even here is America food banks are running out of food to feed the hungry. Please share news and helpful tips to help our fellow Americans.

From our government to the media, propaganda is the war for your mind, money and votes. Learn all about it here and please feel free to post your own proof of propaganda or share ideas on how to avoid it.

Conspiracy theories are everywhere in our current lives. From the swine flu, aliens, 9-11, New World Order, the Kennedy assasinations and to the Illuminati. This forum will explore and discuss these theories that surround our society with secrets and mystery.