This video is another wanna be expert on Fox Business News. Mary Tootikian, author of Stunned in America, explains on how to repair the housing market. But in reality, she does not know what the hell she is talking about. I feel we have a nation plagued with fools giving advice to fools. This madness must stop!

The facts are that we need to get through this economic crisis as fast as possible in order to repair our economy on Main Street. Unfortunately, it is not a great thing to say, but helping homeowners who cant pay or afford their homes is not good for the economy and a complete waste of time for mortgage servicers. They know this and it is time that Main Street understands this.

I hate to see people struggle, but the people on Main Street need to know when to hold em and when to fold em. As bad as it may sound, we all need to look in the mirror and take responsibility for our own actions. Americans need to stop blaming, bitching and crying.  We need to take this mortgage, debt and credit medicine down in one big gulp. It is time to stop blaming government, banks and everyone else, but ourselves.

Financial literacy starts with self accountability. Now is the time for people on Main Street to start being accountable and stop whining.

If you disagree with me, please explain to me how whining, bitching and not looking in the mirror is going to help you or any other homeowner?

Moe Bedard
My name is Maurice "Moe" Bedard. I am the founder of America's #1 Mortgage Forum, LoanSafe.org. My online work has been featured in the New York Times, LA Times, Fox Business, and many other media publications.