Current mortgage rates at some of the nation’s top lenders for this Tuesday morning have mostly decreased since our last report.┬áThe national average for the 30 year fixed mortgage rate is 3.94% and the 15-year mortgage is 3.19%.

The 5-year adjustable-rate mortgage (ARM) average is 3.11% and 1 year ARM is 2.68%. The average 30-year fixed FHA loan rate is 3.75% and jumbo loan rate for the 30-year is 4.29%.

Bank of America’s 30-year fixed mortgage is 3.75% and the 15-year mortgage is 3.00%. The 10/1 ARM is 3.25% and the 5/1 ARM is 2.75%.

Wells Fargo is reporting the 30-year fixed rate is 3.875% and the 15-year fixed is 3.25%. The 30-year refinance rate is 4.00%, and the 15-year mortgage is 3.375%.

The 30-year fixed purchase mortgage rate at Chase is 3.875% and the 15 year is 3.125%. 30-year fixed mortgage refinance rates are at 3.875% and the 15-year fixed is at 3.125%.

The mortgage rates above are directly from the lender’s website and can change at any time. They are not guaranteed.

If you would like a live rate quote and/or to discuss other possible mortgage options, please call me, Erik Sandstrom, at 1-800-779-4547; or email me at

You can also search for rates online using the widget below.

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Moe Bedard
My name is Maurice "Moe" Bedard. I am the founder of America's #1 Mortgage Forum, My online work has been featured in the New York Times, LA Times, Fox Business, and many other media publications.