The Federal Trade Association (FTC) announced this week that the Mortgage Banker’s Association (MBA) was denied the petition seeking an exemption from prior-express-consent requirement of the Telephone Consumer Protection Act (TCPA).

The FTC had stated that the MBA has not shown, as a threshold matter, the exempted calls would be free of charge to called parties. Separately, we find that MBA has not shown that it should be able to make or send non-time-sensitive
robocalls, including robotexts, to consumers without first obtaining consumer consent. We thus deny MBA’s request.

Here is the full PDF of the denial.


Erik Sandstrom
LoanSafe's Mortgage Expert
I'm a Senior Loan Officer and LoanSafe mortgage expert. If you need a live rate quote, or need help getting a new mortgage, please call me direct anytime at 619-379-8999.