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Welcome to LoanSafe.org

Since 2008, LoanSafe.org has been America’s #1 mortgage forum for homeowners to ask questions and get professional help.

Mortgage Refinance Options

Let LoanSafe’s mortgage expert, Erik Sandstrom with Prime Lending show you the best refinance options that are available to you in 2021 and going into 2022. Rates are low and it may be a good time to lower your interest rate and monthly payments. 

You can also call Erik at 619-379-8999.

How to get a loan modification

A loan modification changes your current mortgage contract, such as a reduced interest rate or extended loan terms agreed upon by the lender and the homeowner. For homeowners struggling to manage or behind on their current mortgage payments, a loan modification will probably be the best option to avoid foreclosure.

Join the Mortgage Forum

Since 2007, LoanSafe has helped tens of thousands of borrowers with their mortgage and homeowners avoid foreclosure. Join anonymously and get FREE assistance today!

Latest Mortgage News

Mortgage Rate Locks Increase 19% in March

Mortgage interest rates go up and down daily, sometimes hourly. A rate lock means that the interest rate won't fluctuate from what you were offered and closing. As mortgage rates rise, borrowers are opting to lock their rates during the underwriting process rather...

Vacation Home Slowdown 2022: It gets tougher to buy a second home

A new report from Redfin shows that demand for second homes and vacation homes is falling, and they call it an early sign of the housing market slowing down. The company says that increases in mortgage rates and fees for second home loans are making it more difficult...

Mortgage delinquencies rise as foreclosure starts increase by 541%

Mortgage delinquencies are on the rise, and our national delinquency rate has just risen for the first time in 9 months, according to the latest report from Black Knight. The number of properties that are 60 or more days past due or in foreclosure reached over 1...

Elon Musk Takes Out Risky Adjustable Rate Mortgages on 5 Properties

Elon Musk is a well-known entrepreneur and billionaire who is best known for his roles in Tesla and SpaceX. He has plenty of money, but recently he took out several very large mortgages on five properties in California. When he borrowed this money, Musk faced some big...

Lease Option to Purchase: A great way to buy a home

If you want to buy a home, but don't have enough money for the down payment or if you are having credit problems, then there is another option. It's called the lease option or lease-purchase plan to buy a home. It's also a way for those homeowners who want to sell...

FHA borrowers hit hard by rising mortgage rates

Rising mortgage rates on FHA loans are driving up monthly payments, making it harder for many to afford. FHA loans have long been touted as one of the most effective ways for first-time homebuyers to get a mortgage. But with rising interest rates — and a lingering...

FHA 40 Year Loan Modification Program

The Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) are seeking to initiate a new 40-year loan modification program to help mortgage borrowers and lenders streamline the loss mitigation process. The proposed rule,...

Demand for Second Homes Declines As Mortgage Rates Rise

A new Redfin report says the rush to purchase second homes dropped in February to its lowest level since May 2020. Though demand is still up 35% above pre-pandemic levels, the vacation housing market will cool as rates rise. The Redfin report shows that vacation home...

Attorney Training

Attorney Timothy McFarlin and loan modification expert, Moe Bedard are offering foreclosure defense training to law firms and private attorneys who would like to learn about this business that is starting to explode and will be a huge opportunity in the coming years. 

Tools & Estimators

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Get a Free Consultation

Get a free mortgage consultation with LoanSafe’s mortgage expert, Erik Sandstrom with Prime Lending to go over the best options and solutions for your particular situation. You can also call Erik direct at 619-379-8999.

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