I'm really struggling recently. I literally have no money and am on a payment plan for 2 different medical problems. All my money goes on my credit card, meaning I put all the money I get on my credit card. I need a payday loan ASAP for a recent hardship I've had to endure. Where is the best place I can get a payday loan?? I've heard you can get a payday loan online these days. It that the way to go, or is it better to go somewhere where I can talk to someone. Does it make any difference, of where I go to get a payday loan?