What does this line on your credit file mean: "Conventional Real Estate Loan, Including Purchase Money First"



It means exactly what it says. You took out a typical (conventional) loan for the purpose of acquiring the real estate (purchase money). The loan is a first mortgage lien on the property. Should you take out a HELOC or some other mortgage down the road and not pay off the purchase money loan, it will remain a first position mortgage lien on the property.