House sold short in Idaho which has a 5 year statue of limitations for a court deficiency judgement. I live in Mississippi and lived here when the house sold. It has a 3 year statue of limitations. Which state is used to figure the statue of limitations - the one I lived in (and still live in) when the house sold or the state the house is in? Also is the count for the statue of limitations from when the house sold or when I stopped paying the mortgage? House sold the end of Jan 2011, so 11 mo to go if ID rules hold, or I am home free if MS rules hold. Thanks for the help. And to all of you who are reading this and selling short - get the deficiency is excused in writing, don't take your agent's word for it. Mine lied. I can't find anyone to sue him.