I wouldn't worry about it too much at this point but please keep us updated on this thread and I'll help you any way I can.
How long after a foreclosure can you get a home loan? Does it take into account the bankruptcy?I wouldn't worry about it too much at this point but please keep us updated on this thread and I'll help you any way I can.
Thank you, we had a foreclosure 2+ yrs ago on a investment property that was discharged in the bankruptcy. I was trying to decide if I would be able to refinance or would I be able to sell my current home and get a mortgage on another home. It will be 3 yrs in May 2019.Depending on the down payment - some programs will allow you to buy a home One Day out of Foreclosure & Bankruptcy. You're not going to be able to get a loan through from a traditional lender like Quicken or Wells Fargo. You'll need a non-traditional "alternative" or "non-qm" mortgage.
Eric Sandstrom would be able to go over your options with you. But... establishing credit is your best hope. Get a CreditKarma account and a few secured or unsecured credit cards. Keep the credit utilization low, and work on your credit report.