Patience Grasshoppers. This is all in process. Cannot speak to it at the moment, as you all understand. In time, though, I hope to give the details . What is another few weeks or months, when it has already been years, and they have been slow years. It is helpful, though, to hear of the coping skills of many people on the list. These are important stories to hear and share; what would we all have been able to do over the course of the last five to six years if we were not fighting to save our homes? Instead of defending our shelter, learning the intricacies of laws that were changed, legal terminology, keeping up to date on foreclosure cases, our lives would have had the space for creativity, for writing, for artwork, to do a better job at our careers, time to devote to giving to others, coaching soccer games, teaching skills, being involved in the natural environment around us, and caring for it, helping family members, caring for elders and children, taking care of our bodies through exercise and diet, not to mention relaxing and living more stressfree. A great loss of human resource has been a high toll. These postings are filled with mention of health crises, death of family members and even the homeowner, and repeatedly, the divorce of the homeowners. The criminal behavior of mortgage fraud has been detrimental to the nation, but the quality of life and human resource loss will be a toll which will continue to be paid in the generations to come.