You are welcome.Thank you Moe,
Should I just wait for an offer of settlement, ignore it, I would love to settle this to get the lean of my house?
The problem if you try to settle is that you will restart the statute of limitation. But you cannot settle without speaking with them so you are caught between a rock and a hard place. If you have 10-30% of what is owed, then I would consider settling now, but you do run the risk of not settling and the statute of limitation clock restarting.