Nj Foreclosure: Final Judgment Received

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LoanSafe Member
Jan 21, 2015
I received a Final Judgment letter in the mail, what exactly does this mean?!? Is this the beginning of the foreclosure process? What options do I have? I want to keep the house, am able to make payments now (so they won't grant me a mod) but have 65k in back payments! The bank is Wells