I attended the NACA event in Philadelphia on 7-25-2013. I met with my servicer and they said everything looks good. They have to do a drive by appraisal to make sure I still live in property. I had not heard from them since. I ahve been calling and on 8-16-2013 I called wells and they still had not done the drive by. So I called 8-20-2013 and they say I am denied and removed my file from review. What is going on. MInd you I get a letter in the mail inviting me to go to the Wells Fargo Home Preservation event. Am I at my last resort and being force to declare bankruptcy. Any insight will help immensely. Thank you.