Not sure if i'm posting this on the correct forum.. I just recently (thank gawd) got my loan modification approved and signed final package. The new payment is very very comfortable. But been waiting for this time to come so I can decide when we can get a car. Our SUV has just been giving us issues and it is 14 yrs old so no complains there, car's been good to us. Now it's time to get another SUV and looking for a used one but I really doubt we can get approved since I have (under my name) have some unsettled cc. Most of them have been settled but some still waiting. My husband has no more cc, they were settled and/or received the letter that they're cancelling the balance. His score is 650 so I doubt we'll get approved on a regular car loan. Let me know if anyone knows of a bank that can/will approve for thsi type of credit. We can definitely afford to get an SUV. it's just getting the approval for our credit is the issue.