val- do you have some freddie mac contact numbers? another member just posted trouble with his/her freddie loan, and may not qualify for HAMP. Servicers generally do very little to look into other options that are available for fannie/freddie loans, and any contact info could help.
If you have any, can you post them under a new thread, maybe "Freddie contacts that helped me"
Thank you so much for passing on anything you can. So many people just need one name, or one number, and freddie is one I never had. You could save someone $795 or more maybe.