I bought my home in 2006 and the loan was an 80/20. Long story short, I was able to do a loan modification with Ocwen on my 1st mortgage. My attorney tried to also do a loan modification for the 2nd mortgage and was not successful. We have been looking for that 2nd mortgage since. I have called Ocwen and they said they do not have it and have no record of it. Has this happened to anyone else? How do I go about finding my 2nd mortgage?? Thank you!