I'm not asking everyone to be an advocate for my position, but I want to tell you all my story.
After Chase kicked me in the head 4 years for which I was rewarded with a measly check for $600 in the IFR(the loan mod game), HUD rewarded them with an FHA claim in full & sold my loan in SFLS 2014-1. That hedge fund totally ignored my loan mod request & waited the prerequisite 6 months & then filed for foreclosure. Due to my CFPB complaint the foreclosure was put on hold. They then offered me a loan mod. I'd be 83 years old when I paid on the loan mod & still have a $70000 balloon due-thanks but no thanks. I stood my ground & later they voluntarily dismissed the foreclosure. I thought that hedge fund was bad, but soon found out it could get worse. Because HUD lacked oversight into what happens after their loan sales, I was resold twice to hedge funds that were much worse. They filed for foreclosure & placed outright false evidence in the record (a blank outdated copy of my Note instead of the true endorsed copy) and they were nice enough to wait for the SOL to run out on my RESPA claims. Of course I loss and proceeded to spend $7500 to file an Appeal. It's quite evident from my written Opinion that the Appellate panel didn't even read the briefs on either side. They were just hell bent on affirming no matter what. I lost my house. A judgment in excess of $250000 and the hedge fund just sold my house for $76000 and I'm sure they turned a profit. When I was forced to move I decided to keep my enemies close. I rent from the hedge fund that stole the house I am renting. Yep, those people lost their house because of HUD's SFLS 2014-2.
Had HUD mandated principal reductions NONE of this would have happened.
Thanks for listening.
