How to avoid HARD Money Loans with other mortgage options?

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Erik Sandstrom

Mortgage Expert - Call 1-619-379-8999
Staff member
Loan Safe Mortgage
Jan 14, 2011
San Diego, California
As you all know here I’m not the biggest fan of hard money but in some rare cases it can be required. 95% of the time we have products that will suit the borrowers needs depending on the scenario with much better rates, terms, and down payment options.

  • Looking for lower down payment options than hard money?
  • Are the interest rates unbearable?
  • Is there a looming balloon payment that is haunting you?
  • Trying to refinance out of a hard money loan?
  • Are you in a seller financed deal and need to get out?

If you answered yes to any of the questions above we need to chat about different options you may have now. Below are a few of the different arenas we service but don’t hesitate to give us a call with any questions at 619-379-8999.

  • Bank Statement Home Loans for Self Employed
  • NO Ratio Home Loans – No Income Verified (investment only)
  • 1 Day Out of Foreclosure, Short Sale, BK, DIL
  • Jumbo with Lower Reserve or Credit Score Requirements
  • Low down payment jumbo options
  • Agricultural Home Loans (Farmer Mac)
  • Renovation Home Loans (Properties not able to be financed with FHA, VA, USDA, Fannie or Freddie)
  • Non-Warrantable Condo’s
  • Doctor Home Loan Programs
  • Bond Programs (First time homebuyer down payment assistance)
  • Refinance after a previous loan modification

This is just a small example of the 400 various products we have here available to our customers across the nation in all 50 states. I’m going to say this again, we are not a hard money lender. Before you fall for the hard money trap please reach out to us and at least run a scenario. Property Flippers, these products are not for you unfortunately unless you’re planning on holding for 5-6+ months.

If you don’t think you’re ready yet and your score isn’t high enough we also have a simulation that can tell you what you need to do to improve your credit the fastest and most points. We deal with clients all the time that are on the cusp of qualifying and all they had to do was pay a debt down by 50.00 and it boosted their score.

Feel free to contact us here: 800-779-4547 or 619-379-8999. [email protected]
If you want to apply online please click here: APPLY ONLINE
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