Hello, I had a home equity loan with BofA that had several late payments on it prior to it being included in my bankruptcy. Foreclosure proceedings were started by BofA, but never completed because of the bankruptcy, and I still own and live in the home. I am trying to refinance my current mortgage on my home, but when my credit is pulled, Experian is reporting the foreclosure along with the bankruptcy. Equifax and TransUnion are only reporting the bankruptcy. Birchwood, who provided me with my credit report, told me that Experian won't remove this, I have to contact BofA. I contacted BofA, who told me they will not remove the late payment reporting if it's accurate, and that I should contact Experian to dispute the reporting of the foreclosure. Is there any way to have Experian not report the foreclosure if the other 2 bureaus aren't reporting it?