Dismissed bankruptcy and credit report

nymess

LoanSafe Member
Nov 9, 2008
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If I filed paperwork at the courthouse for a bankruptcy , but ended up not going through with it, how can I get it off my credit report?
 

Jzone

LoanSafe Member
Jun 20, 2017
185
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If I filed paperwork at the courthouse for a bankruptcy , but ended up not going through with it, how can I get it off my credit report?
Its not impossible, but very unlikely to get removed. Filing for bankruptcy gives you protection from debt collection. When the bankruptcy is dismissed/not completed, you lose that protection from collections. Once you file and its discharged or dismissed, its still going to be on your report for 7-10 years.

Try contacting all 3 credit bureaus to explain the circumstances behind the dismissal and they may be able to take it off your report.
 
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