i guys: company contacted me and said they can reduce my mortgage payment. does anyone know if it LEGIT OR SCAM. they charge 2k to do this for me. i applied and BELOW LETTER sent me this letter to sign.
DO THESE PROGRAMS REALLY EXIST ???
CAN I DO IT ON MY OWN ????
THANK YOU
=================================================================
Congratulations! As we just discussed, your file has been accepted by the Compliance Department and you are approved for the financial relief program for the property at: 6 Equest Your acceptance code is # ABDANJ0801605. We are restructuring your Bank of America home Loan at the approved rate of 2.00% fixed for 5 years with a monthly payment of $2,193.89(Principal, Interest, Tax & Insurance), offering you monthly savings for 5 years at $387.77 per month, $4,653.24 per year and $23,266 over the first five years of the loan. After the 5th year, your interest rate will be capped at 3.00% fixed for the remaining term of your mortgage. The following advantages with this program: Fresh start with a fixed low rate & payment
Package completed in 3-4 weeks
The new payment would start February 1st 2019 + 1 month of savings due to grace period
No pre-payment or early payoff penalty
In a separate email, you will receive the Authorization agreement via Doc-U-Sign, which simplifies the
DO THESE PROGRAMS REALLY EXIST ???
CAN I DO IT ON MY OWN ????
THANK YOU
=================================================================
Congratulations! As we just discussed, your file has been accepted by the Compliance Department and you are approved for the financial relief program for the property at: 6 Equest Your acceptance code is # ABDANJ0801605. We are restructuring your Bank of America home Loan at the approved rate of 2.00% fixed for 5 years with a monthly payment of $2,193.89(Principal, Interest, Tax & Insurance), offering you monthly savings for 5 years at $387.77 per month, $4,653.24 per year and $23,266 over the first five years of the loan. After the 5th year, your interest rate will be capped at 3.00% fixed for the remaining term of your mortgage. The following advantages with this program: Fresh start with a fixed low rate & payment
Package completed in 3-4 weeks
The new payment would start February 1st 2019 + 1 month of savings due to grace period
No pre-payment or early payoff penalty
In a separate email, you will receive the Authorization agreement via Doc-U-Sign, which simplifies the