I received a call today from Chase telling me my loan modification has been approved and my trial payments will start on 4/1 and could last from 3 to 6 months. They also told me I would receive my document in about 3 weeks. My payment will be $1520.79 including taxes and insurance. I asked if this was a HAMP modification and the lady said yes. I do have a REST REPORT and it states that my payment should be $1322.04 what should I do?