Buying Home On Land Contract,refi In 14 Months After Short Sale?

lookingfor help

LoanSafe Member
Jul 29, 2013
I am looking to purchase a home on a land contract after short sale.One short sale "specialist told me I could get a mortgage after 14 months since it was a refi instead of a original mortgage.

Another "specialist " told me I couldn't because the person who sold on a land contract was the lien holder so I would have to wait 2 years.

Which specialist is correct?