Bagels at a Bar Mitzvah

Welcome to the LoanSafe Forums!
Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.
Register for FREE

kraftykrab

LoanSafe Member
Jan 27, 2014
1,255
170
63

moretrouble

LoanSafe Member
Nov 14, 2009
1,559
283
83
It's a shame that none of these cases ever resulted in severe enough punishment, that might deter the next company from scamming the same way....
That's because the banks have the politicians in their pockets. Politicians and judges don't have courage or maybe they have dirts themselves and/or benefiting from the scams. Nobody has ever been criminally prosecuted for stealing trillions of dollars from us taxpayers. In China, if you steal from state-run enterprises (basically stealing from the people) they take you out and execute. Here, judges say "Oh!! you stole from the taxpayers, that's OK because taxpayers are too ignorant to know, you have such a sophisticated scheme: securitization, subprime trusts, recovery trusts, 50 layers of companies.. indenture trustees, owner trustees, agents and so on, nobody knows.. your fake notes look so real so I will declare it's real.... good job.. by the way : where is my share." That's what bad about democracy. We still need to make noise though and just a a laugh at them... How much of that they can take with them when the time come?
 

moretrouble

LoanSafe Member
Nov 14, 2009
1,559
283
83

" Through an analysis of court records and public documents, The Post found that that almost 60% of those charged so far - for whom there is publicly available financial information - had experienced financial difficulties, including bankruptcies, foreclosures, unpaid taxes, and significant debt. "

Maybe I can forward my court records to the Post.
 

Annie Mac

LoanSafe Member
Aug 19, 2011
600
86
28
Oregon
Whoa, Moretrouble, I just soaked up your post of January 13, regarding the McCoy case. The McCoy case is now the standard for the Appeals court, so how in tarnation is this even possible? Just sell the loan, do CPR and voila, put it back on spin cycle?
This is critical, or at least the ruling of the McCoy case is a blueprint of what I face right now. Does anyone have a way to contact the McCoys ?
 

MatthewSlisp

LoanSafe Member
Feb 14, 2021
2
0
1
With the current changes in US laws, it's getting harder for bettors and players to find where to bet their money online. The ban on monetary transactions between United States monetary companies and casinos limitations US gamers online.

The gamer has to attempt in a gambling establishment that gives more chances to win the video game. The player has to bet when he remains in sense and alert, in other places the gamer will loose his all the cash on the worthless bets. Most significantly adhere to a predefined quantity and when the player cross that limitation, he needs to stop playing that game. This can assist the gamer to out off loose the video game and can make the little revenue in deal.

However, does that stop CASINO ONLINE and gaming? No, not at all! Not in the United States, not anywhere in the world. Online gaming and wagering are still at its all time high with or without the ban. There is no law prohibiting online casinos. And although US players are not allowed to wager online, casinos online do not stop players from playing. The decision is still upon the player's discretion.

Additionally, tracking of the cards played, integrated with fundamental technique, can change the benefit to the player by 1%. The player's advantage increases as more high cards are left in the unplayed deck (or shoe). High cards favor the player due to the fact that they provide the gamer a better chance to get a "pat" hand and likewise they increase the dealer's opportunity of breaking. The dealership needs to strike on 16 or less. With high cards staying, this produces a greater opportunity of a dealer break.

Check out the deals for signing up bonuses. Some offer good rewards some offer great bonus offers. Nevertheless, make certain that you inspect the fine print GAME CASINO . Some will require you to make 100 or so bets prior to you can claim your reward others will add other methods to make it really challenging for you to claim what appears to be yours. And remember the old expression 'If it seems too excellent to be real then it most likely is.

Likewise, when you play Web CASINO POKER you need to learn about the probabilities for opening hands. For example, in Texas Holdem you should raise on excellent beginning hands including K-K, K-Q, K-A, q-a or q-q. Then you need to fold from the start to minimize your losses, if you don't have a good beginning hand.

Paulson poker chips are quickly identified by the Cane and Hat symbol that is placed around the edge of each chip. Different sets of Paulson chips have different positioning of the signature Walking stick and Hat in addition to differing varieties of the sign on each chip however it is always there. The Walking stick and Hat sign, along with the Paulson name, are discovered only on Paulson chips.

It's not tough to find a website that uses direction in the fundamental craps rules and betting odds. Keep away from the ones that declare you can beat the casino out of untold fortunes. Understanding of the video game is crucial to playing craps. Since you think it's too complex, do not be afraid of the video game. It's not. In fact, it's easy, really simple. Find your favorite craps how-to website and put in the time to read the material it provides. Putting in a little time to find out craps the proper way makes a big distinction in just how much enjoyable you'll have on your gaming trip.

americathepossiblethebook.com
 

Annie Mac

LoanSafe Member
Aug 19, 2011
600
86
28
Oregon
Glad to see a normal post from you Moretrouble. It is daunting to see Bagels usurped by trolls. However, reading about poker and gambling and what was said in Russian makes about as much sense as what happened to our loans and how the court system functions in the US.
 

moretrouble

LoanSafe Member
Nov 14, 2009
1,559
283
83
The banksters have been gambling with tax payers’ money. Win I take, lose tax payers pay. It’s like playing poker with antes using other people’ money. If anybody can foreclose on me, it’s the US Treasury and give back my and my kids’ shares.
 

isisis

LoanSafe Member
Jun 22, 2010
1,839
258
83
North bay
Aargh! It's hard getting on the same page with an attorney. I gave my guy a road map explicitly demonstrating the Defendant's breach of the loan contract and how under statute and common law that excused my performance. He came back with a complaint for FDCPA. I mean fine, we can shoot them too but it's more efficient to disarm them. They're coming after me (non judicially) in contract so I need to use the same area of the law to defend myself, need to use their weapon. I signed an enforceable agreement promising to repay a loan and haven't made payments in eleven years. The fact that they're readily identifiable greedy bullies has no bearing on that. Contract and tort are apples and oranges. Sure they've subjected me to a couple dozen mock executions over the years - Geneva convention notwithstanding - and have less soul than Mitch McConnell but it doesn't matter. Some judge is just going to go, "Look lady, eleven year's free rent's not bad. Now pack up."

Wrong. I didn't bargain for housing. The purpose of the mortgage is the exchange of funds for property ownership, housing is just one of its benefits. Obligations exist on either side on a contract. When they induced default with false promises of improved loan terms then refused tender and initiated foreclosure telling me it was a technicality while concealing their lack of authority to modify that constituted a material failure to perform and suspended my performance. Meanwhile I've been substantially deprived of the expected benefit.

The ball has been in their court for eleven years. They've had the option to cure and resume the contract but they decided it was more profitable to assume the law didn't apply to them and just harass me until I cried uncle.

Yes, tort law has come into play given the intentional nature of their actions, the foreseeabilty of harm and the possibility of punitive damages but given the potential pay off - equity four times the loan balance - it's just too tantalizing for them to resist the windfall. Sounds like someone slept through Contacts 101 or else they'd know that refusal to cure discharges performance under Restatement and allows termination.

Now if I can just get my attorney on board .
 

moretrouble

LoanSafe Member
Nov 14, 2009
1,559
283
83
Isisis,

I know how you feel. I talked to 9 attorneys after BOfA initiated the foreclosure suit against me. Majority of them wanted me to do a loan mod and that would have cost me 10K for helping me; a couple of them wanted me to look at bankruptcy to delay; one of them would challenge the foreclosure but could not tell me how much, could be more than the house payments but nobody would touch the misrepresentation and fraud. That 'a why I went pro se even though I knew it would take me a lot of time to learn and research but I would plead it MY WAY. Unless you're a dedicated nun , priest or pastor who really cares for the good of others, most people will act for their own interests. We would not pay the attorneys enough for them to write the way we want them to write. I always ask the question: Why do these people act the way they do, what's in it for them? That 's usually the answer.

Anyway, I am learning how to do a Youtube channel, like Bob Wells' CheapRVLiving channel. I will have each of you on my channel and blow it up . The money I will make from this channel will divide among us. Maybe it will help for legal fees. Like the people in the Red House, they raised 3 times the money they owed. :) :) :)
 
  • Like
Reactions: isisis

moretrouble

LoanSafe Member
Nov 14, 2009
1,559
283
83
With all these power outages, I am well set up with my van. My kid and I took the van, heated by the diesel heater, cooked meals, parked at McDonald for internet, had a great time.
 

isisis

LoanSafe Member
Jun 22, 2010
1,839
258
83
North bay
You don't have to trip too much finding a Starbucks for WiFi. All you need is a decent android phone then as long as you have cell phone reception you can tether to the internet with the phone as a mobile hot spot or usb. Get a good Samsung Galaxy from the last few years and you'll forget why you ever used a laptop. I've been almost completely mobile for over ten years now. Back when I started they didn't offer tethering so I had to hack my phone which was kind of fun.
 

moretrouble

LoanSafe Member
Nov 14, 2009
1,559
283
83
They raised $315K to starve off the foreclosure. Maybe we can tell the story and raise money to hire REAL attorneys to fight the crooked banks.
 

wanda robo

LoanSafe Member
Sep 29, 2012
3,964
643
113
NJ
With all these power outages, I am well set up with my van. My kid and I took the van, heated by the diesel heater, cooked meals, parked at McDonald for internet, had a great time.
That's sounds like a BLAST! We forget sometimes how beat up our families have been through all this. How we (unintentionally) neglected them, put the house in turmoil with stacks & stacks of papers, are always glued to the computer screen......not even hearing what they say cause we have a deadline to meet.
I don't really miss any of it.