We have seen it take anywhere form just a couple of days up to two months or sometimes more BofA is quite ridiculous when it comes to this...I know the BofA standard line for everything is "at least 30 days", but can anyone who's received permanent modifications tell me how long it seems to be before the account shows as "current" and reflects the new principal and payment amount?
Can we reach out to Deanne Martin for this. I am undecided if I am going to let this take it coarse or not, I am sick of calling these guys, I have now 87hrs logged in, 43 pages of notes. Those stupid fex ex envolopes come in handy! I have 5 that are full with crap. I know they have a clause on those docs it dose not become final until they send a signed copy back. Last thing I need is for these Bozos to loose that-I am wondering I faxing Deanne the signed page.I know the BofA standard line for everything is "at least 30 days", but can anyone who's received permanent modifications tell me how long it seems to be before the account shows as "current" and reflects the new principal and payment amount?
Aredeedubya - I thought you will have until 2/15 to be considered late for your 2/1 payment, no? Also, is your payment now being applied correctly (split out between principle and interest) and no longer sitting in the "partial/suspense" column?It took more than 60 days for my online account to show my mod terms. Til then it just said referred. Now it is updated, but shows payment due 2/1 is late, and my transaction history shows that payment received! I don't call anymore, I will fight them again if they call me! Like Timmywit says, village idiots!
Um....I have a perm mod. The above statement would have been nice while I was making my SIX trial period payments but bears no relevance now.Important message about your Home Affordable Modification Trial Period Plan
You are currently participating in a Home Affordable Modification Trial Period Plan. During this Trial Period, you may make your monthly payments at the Trial Period monthly payment amount, which is $724.18 instead of the amount shown on this statement.
You will continue to receive monthly statements during your Trial Period Plan that will show the payment amount based on your original home loan agreement as your original loan remains in effect and unchanged during the trial period. You will be notified once we have determined your eligibility for a permanent loan modification.
aredeedubya-Timmywit, congrats on your excellent mod! Welcome to the "post-nightmare" club! At least now, for some of us, it is less of a nightmare now, but do not forget, nothing is ever "completely fixed" according to them! They always seem to leave something for us to lose sleep over. However, I fought long and hard for this and no village idiot will discourage me now!
I just checked my transaction history...lo and behold...they've applied all the partial payments as promised...and the partial balance is zero. The monthly payment is still showing $6 higher than the perm mod papers, but we'll see how long that takes to rectify.
It took 31 days after my perm mod due date.
I was sleeping good until a village idiot called my house just now it was 630AM-picked up the phone all it was a recording saying "please wait" "please wait" "please wait" then goes to please call back this number. So I called it this guy Randal from the hope team picked up the phone duh! we was there to inform me if I recived my fex ex package-went over the terms and guess what asked if I wanted to make my april 1st payment and told me the past due amount!!!!!
Then Randal told me I dont have to get my final docs notorized, becase there is no space at the bottom for a notory.
I am sure Randal is wrong-because Deanne told me I have to get these notorized.
This was the last thing I wanted to do is to speak to a village idiot. I went though most of last week not having to deal with a single on of these guys-I spoke with Deanne Martin and Rich in processing, they were great.