So our GMAC second mortgage was sold to 21st Mortgage Corp, a Knoxville based company. We have had no contact with them, and have since moved from Florida to Texas. We were able to get a mod on our first mortgage with is so helpful so we are just waiting to see what will happen with the second. We received a (forwarded to our PO Box) letter from 21st Mortgage Corp letting us know that we haven't paid in 656 days and to please call, blah blah blah. We've been following the "Strategy to settle" and don't plan on calling them, but I'm curious to know if ANYONE on this forum has had any dealings with 21st Mortgage Corp. I did a search and could only find one thread from 2010. A Google search simply told me that they are absolute hell to deal with if doing a short sale. We can't be the only second that was bought by this company! =) Thanks in advance! This forum has been an absolute sanity saver the past two years.