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Ughhh.. Trying to refinance or explore my options here. I had a loan mod done a few years back and have stayed current on the loan. Our credit scores are solid and the value of our home is way up. Our current loan is with Gregory Funding and we have a P/I balance of $188,000 plus a "deferred...

Thanks for the feedback; albeit not the best news. We could certainly rent. The market rental rate is higher than our current mortgage payment. Current payment is $1630; rental rates for a property like ours are around $2000. I'd have to hire a property management company as I do not want to...

Hi, We are located in CT. right now home prices are skyrocketing around us due to low inventory and exodus from NY State. We have a home loan being serviced by Gregory Funding (servicing rights recently transferred from Mr. Cooper). Our home loan was discharged and not reaffirmed in a 2007...

Thank you this is extremely helpful

Thank you!

Hi, My wife and I were discharged from BK way back in 2009. We did not reaffirm the mortgage on our primary home and have payed/stayed; the mortgage was modified prior to our BK filing. In other words, do I have to pay the non-interest bearing principal on a discharged mortgage if I sell the...