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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    I don't believe ANY retirement accounts can be counted as cash reserves... they are off limits but that does not mean that a bank won't try and suggest that you use them to make payments.
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    Dave - got my nego on the phone yesterday. Being told now that despite passing the NPV test he did in Oct, the one that the "MHA team" uses is different and that I failed that NPV test and thus no longer qualify for HAMP on the first. WTF?! I have a Fannie Mae backed loan on the first. My...
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    I know this is posted elsewhere, but since this is the place for articles and such, I will post this here: Bank of America Becomes First Mortgage Servicer to Sign Contract for Home Affordable Second-Lien Modification... -- CALABASAS, Calif., Jan. 26 /PRNewswire/ -- This may explain the recect...
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    Not sure if anyone else posted this already, but here is the Treasury press release with link to the Dec HAMP progress report including data on permanent mods (BofA is PATHETIC!)... FinancialStability.gov | U.S. Department of the Treasury
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    I've been absent from here the last few days with family visiting from out of town, but just came across this news article announcing new plans to be released Monday to increase loan modifications: New Push on Mortgage Relief - WSJ.com
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    I think Skank's checklist is different: 1. Misinform/lie to homeowner 2. Squeeze out payments by any means possible. 3. Drag out process unnecessarily. 4. Drive homeowner insane. 5. Make homeowner give up trying. 6. Repeat step 1 to 4 until step 5 of the waterfall is achieved. I'm just...
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    Linking to another post... http://www.loansafe.org/forum/loan-modification/18986-bank-america-failing-comply-treasury-s-mortgage-modification-program.html#post156079
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    LOL! I love this headline! Just replace the quote in the article where it reads "our forecast" with "our Magic 8 Ball" and it makes it that much funnier! :p Fannie Mae: Recession unofficially over - Washington Business Journal: And just wanted to add, I'm "unofficially" not worried anymore...
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    Found it: FinancialStability.gov | U.S. Department of the Treasury http://www.financialstability.gov/do...09%20FINAL.PDF
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    New HAMP progress report released today (keep your eyes peeled for it, the press always gets it first before the Treasury posts it online): US GOVTS: Treasury Reports 650,994 Active HAMP Trials - Forbes.com
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    Well, after typing a reply and attempting to post it, some strange window wanting to install spyware popped up trying to scan my PC...guess I won't be posting a response, too bad I wasted my time typing one up!
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    I just LOVE the title of this article *heavy sarcasm*...what crack pipe is this guy smoking from?! HAMP offers a quick way to reduce mortgage payments - The Denver Post Oh we all need to post our comments on this one! Quick my @ss!
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    If I ever need to tell someone off, I'm contacting you to do the job! ;)
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    New HAMP directive requiring written notices to borrowers... https://www.hmpadmin.com/portal/docs/hamp_servicer/sd0908.pdf
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    New HAMP amendments for Fannie Mae owned loans: https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2009/0931.pdf
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    New credit reporting guidelines for HAMP go in effect today...how will this effect you? The short answer, apparently not much if you are still current but time will be the deciding factor... FICO says new mortgage changes won't hurt score
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    I found the details on the newly revamped Hope for Homeowner's Program (see document 09-43): U.S. Department of Housing and Urban Development (HUD) I need a Reader's Digest condensed version. To my understanding, when reviewing people for HAMP, the servicers are also supposed to determine...
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    I have not read through all of this yet, but looks like an informative report that we should all take a look at...I will be posting this on the general loan mod forum as well: http://www.consumerlaw.org/issues/mortgage_servicing/content/Servicer-Report1009.pdf
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    Bank of America reports huge loss (guess hitting them in the wallet is working!): Bank of America suffers $2.2 billion loss - Oct. 16, 2009
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    PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is

    Hi all...not feeling well today so I've been quiet. I just checked my email and wanted to post this. Many of us I'm sure signed the petition against Ken Lewis' bonus. If you did, you will probably get this email, too. I just wanted to post it here for all to see and encourage everyone to...
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