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  1. M

    Old 2nd Mortgages - that have come back to HAUNT homeowners (zombie debt - Real Time Resolutions, inc.)

    I am interested in finding out more about a HELOAN. Quick background story. We filed Chapter 7 back in 2010. 1st & 2nd both discharged under BK 7. Have kept the first current but quit paying on the 2nd in 6/2012. We owe around $127,000 on the first (less if we pay it off early) and that is where...
  2. M

    Old 2nd Mortgages - that have come back to HAUNT homeowners (zombie debt - Real Time Resolutions, inc.)

    How do you qualify for a HELOAN, and how does the process get started? What if I don't know who holds the second mortgage?
  3. M

    Satisfaction Letter after BK 7

    How hard would it be to get a satisfaction letter from our second mortgage lender since it has been 10 years since we stopped paying on our second that was included in our BK 7?
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