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  1. R

    Foreclosure Timeline in NJ

    Patzz, I hear you. There was a recent case, again out in California, where a bunch of Russian immigrants where charged by a federal prosecutor with mortgage-loan fraud, wish I remembered the case name. It went to jury trial though. It seems they were coached all along to submit false information...
  2. R

    Bagels at a Bar Mitzvah

    This warmed my heart this morning: U.S. judge rules a lawsuit against BOA, MERS and a foreclosure mill for robo-signing and RICO racketeering can proceed. http://www.troydoucet.com/#!Racketeering-Lawsuit-over-RoboSigning-Can-Proceed/cyvb/456AF7E6-FA78-4ED6-A511-1BFB37263D5B It's not just...
  3. R

    Bagels at a Bar Mitzvah

    Isisis, this is interesting in regards to NHIP's case - the Recorder of Deeds in Pennsylvania is suing MERS for the loss of millions in unrecorded feeds at the county house. Now let's say ultimately MERS loses - what does that actually mean for the legality of foreclosures such as NHIP's that...
  4. R

    Bagels at a Bar Mitzvah

    NeedHelp, you're just feeling understandable anger, don't worry about it. Remember as Patzz has said to take a "bank holiday" every now and then. You have time for it. Sounds like you may have a good attorney there. I entirely agree with Patzz's statement about emotional damages awarded by...
  5. R

    Bagels at a Bar Mitzvah

    NeedHelp, I'm so so sorry to hear of this. But, remember, what goes around comes around! These mill lawyers are the very worst - one day I hope they all do jail time for their blatant forgery and fraud. These kind of arrogant people ALWAYS mess up sooner or later. I hope, hope this lawyer can...
  6. R

    Foreclosure Timeline in NJ

    Wanda, I saw that case too. Interesting that the judge said he/she was "very intrigued" with the issues. If any one has a Washington Mutual-originated loan, it looks like there's a good chance it was never purchased - there's a lot of cloud hanging over those.
  7. R

    Foreclosure Timeline in NJ

    That is an interesting case, Patzz. One thing the Libutz case in California was that the homeowner was prevented from enjoying his property NOT going "rent-free." I don't know about you guys, but I was told NOT to submit any more payments. If you were told this - which is illegal in NJ - you...
  8. R

    Foreclosure Timeline in NJ

    Patzz, dumb question from me. What exactly does it mean in that Wells Fargo case when the judge denied summary judgement to Wells Fargo? Does it mean the foreclosure complaint is dismissed or that the case goes to trial? Also, I liked what the judge said, "If only the note could talk..." If...
  9. R

    Foreclosure Timeline in NJ

    Hang in there, Wanda.... As a pro se, you're required by law to be given some slack. Because what justice would there be in this country if you could only get it by hiring a high-priced lawyer? The judges are supposed to know this. Those with money and without money are supposed to get the same...
  10. R

    Foreclosure Timeline in NJ

    Wanda, I believe no. People usually get in trouble for plagiarism if they're trying to market, sell and/or publish someone's work as their own. I'm not an attorney, but when lawyers argue their cases, they nearly always cite other cases. The whole body of law is a huge structure built upon...
  11. R

    Foreclosure Timeline in NJ

    Patzz, I think they do everything last minute to try to trip us up, so that we miss deadlines - so everyone be very careful with that. My counsel, who I'm on a friendly basis with, also says the clerks go out of their way to help THEM, not us. The friendly clerk in my case notified the mill that...
  12. R

    Foreclosure Timeline in NJ

    Wanda, interesting what you reported, "plaintiff faxed a Postponement(at the last hour,on a Friday). " They love to do everything last minute, don't they? What is up with that? The mill declined to answer my attorney's motion to dismiss their complaint for over six months ...of course the clerk...
  13. R

    Settlement And Damages

    I just wanted to say I admire you guys immensely. And also, divorce seems to happen all too frequently. The banksters have destroyed many lives. And ,when thinking of damages, the legal term is that you were prevented from "fully enjoying the property" - how could you when the banksters were...
  14. R

    Foreclosure Timeline in NJ

    I don't have access to that case, but it seems odd she got a loan mod AND it was dismissed without prejudice? That means they can come back and file again. As for the debt case - the guy was being a jerk clearly, but the judge seemed to go overboard. Consumers' rights are violated...
  15. R

    Foreclosure Timeline in NJ

    Pennygram, I think MERS would object to your words! By electronically recording mortgage transactions, banks can skip out on paying billions at the county recorders' office. Plus, MERS can just assign mortgages to banks however they see fit, without anyone having to prove they paid a penny for...
  16. R

    "Tiny House Movement" Growing in Popularity

    Hey, what's work with the classic Hooverville? My dad remembers walking through them in Central Park, New York, in the 1930s with his dad. I'm sure our TBTF banks could figure out how to place fraudulent liens on them and illegally trade assignments for them, and our obliging government would of...
  17. R

    Foreclosure Timeline in NJ

    Patzz, I don't remember where I read that servicers are paid for summary judgement. Maybe it's not true, but it does make sense. Why have entire neighborhoods in Detroit been foreclosed and just left to rot? I guess, yeah, they are still for sale (at ridiculously low prices). But some of these...
  18. R

    Foreclosure Timeline in NJ

    Acesful, I read that once a foreclosure summary judgement is granted, the servicer gets paid a fee for it - I'm not sure if the master servicer (the bank I guess) gets paid. But this is why the servicer is always so anxious to foreclose, they make money off it. I wonder if there is something...
  19. R

    Bagels at a Bar Mitzvah

    Excellent....yes, I think the Linza case is going to have a lot of repercussions. In my own case, yep, was told no more payments would be accepted.
  20. R

    Foreclosure Timeline in NJ

    Acesfull, I don't have an answer to your question, but we need to state that plaintiff is not holder of the note in due course, plaintiff never negotiated or PAID for note. But most of the time now, mortgages were securitized; so plaintiff (bankster) is actually just master servicer of alleged...