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  1. bigislander

    Dealing With Greentree After Bk - They Say I Am Like A Tenant

    My son was also in trouble with his home of five years due to the recession and lack of work in his profession. I will add his story. His loan got sold to NationStar by B of A. Nationstar dicked him around for months and months on a loan mod they had no intention of granting. Meanwhile, his...
  2. bigislander

    Dealing With Greentree After Bk - They Say I Am Like A Tenant

    Hi, update and closure ... My house went on the market end of May and immediately got a good offer. Sadly, the buyers fell apart at loan approval, and we had to start over. Wonderful thing, we immediately got a full price cash offer with a 30 day close, with a full price but financed backup...
  3. bigislander

    Dealing With Greentree After Bk - They Say I Am Like A Tenant

    So I talked to Greentree yesterday and they encouraged me to sell the house and said they will not interfere, so long as I can sell it before the foreclosure process goes through. They will not interfere or be involved with a sale if it is not a short sale. There is more but I am short of...
  4. bigislander

    Dealing With Greentree After Bk - They Say I Am Like A Tenant

    Boy, some near heart stoppage when I read this. There are very few bk attorneys where I live, and they don't advise for free. The one I used is experienced but I don't think he is up on this unless he has had such a case since I worked with him. I'm afraid to ask, he is big on saying I have...
  5. bigislander

    Dealing With Greentree After Bk - They Say I Am Like A Tenant

    Hi pennygram and thank you. To answer your questions: original loan with National City Mortgage and was delinquent and in a HAMP modification application process when they sold servicing to Greentree. Fannie Mae owned loan. Greentree supervisor told me they are following the federal rules...
  6. bigislander

    Karma Is A B*tch Green Tree Servicing - Finally Getting What You Deserve.

    I have not received a letter from them, not surprised. Housebroken, I just submitted an explanation of the way Greentree abused my account through the first link you gave me. My state's AG is fairly useless and busy investigating our mayor for embezzlement right now. But what would the AG...
  7. bigislander

    Dealing With Greentree After Bk - They Say I Am Like A Tenant

    Thanks Moe, for the response. I went and found the HAMPster wheel game topic, read it. :) My question is, can I apply for another mod when the home is for sale? I don't think I can. I definitely want to list the property ASAP. The time for staying is over due to family changes, need to...
  8. bigislander

    Dealing With Greentree After Bk - They Say I Am Like A Tenant

    Hi, I have searched around for a similar situation and didn't find it. If there is a better forum for this question, please let me know. I had a super unpleasant exchange with Greentree's Collections today (I know, is there any other kind?), and I want to find out what my true position is...
  9. bigislander

    Karma Is A B*tch Green Tree Servicing - Finally Getting What You Deserve.

    I was encouraged to read this. Then I talked to GT today. My loan is 3 days late for the first time in five years, and they started calling me a week ago. They already have me in Collections instead of customer service. She (the agent) was just as pushy and obnoxious as ever before. Is...
  10. bigislander

    Trial Modification Payments Necessary after Making 3 ??????

    I think what you need to do is to badger or ferret out the person in Chase who is actually in charge of your mod. Then you need to question that person as to why your mod has not yet been made permanent, and if it will, and what sort of payments you are supposed to make. Speaking to varied...
  11. bigislander

    Credit Reports - what do lenders see?

    How does the bank perform an asset search?
  12. bigislander

    Need FM Guidelines on charging Attorneys Fees

    They added $2000 and change in legal fees. I am beyond annoyed. So far I have requested an itemized accounting of the fees and the dates applied. I want to see how much was done during the time that they were supposed to suspend the process according to their own letter. redroad, thanks for...
  13. bigislander

    Need FM Guidelines on charging Attorneys Fees

    redroad, I too did a bunch of searching on Green Tree when I got transferred. I cried at what I read, and expected the worst. In reality, they have been far better than National City Mortgage. I know what their motives are, and I know they can be ruthless. However, a lot of their bad press...
  14. bigislander

    Need FM Guidelines on charging Attorneys Fees

    menace, I think I got you confused. I don't need an alt mod; I got my permanent mod. Hallelujah! It hasn't quite sunk in yet. My issue now is fighting to keep them from adding a bunch of legal fees to my principal. I want to try to sell the property next year, if I possibly can, or I...
  15. bigislander

    Will new servicer honor Aurora's mod?

    Ugh indeed, so sorry! You didn't say if it was a HAMP mod or an in-house. Unfortunately, if Aurora didn't sign it, it's not finalized. It may be ready to finalize, but you might need IBM to give that to you.
  16. bigislander

    Need FM Guidelines on charging Attorneys Fees

    Indeed, good for you pushing that. You have a leg to stand on, and you shouldn't budge. That doesn't apply to my situation though. My original application was denied for a permissible reason, it involved about 240K of forbearance on a 386K loan, so they were allowed to reject it. At that...
  17. bigislander

    Government to spend $3 billion to help homeowners

    I see no help for Hawai'i. We could use some. The bankruptcy law here is horrible. The foreclosure and unemployment is high. Our market dropped in its tracks when California's bit the dust. It's one of four states where if you are late on a trial HAMP payment they can foreclose...
  18. bigislander

    Need FM Guidelines on charging Attorneys Fees

    Thanks redroad, not only are the links helpful, but you framed the argument really well. Does the servicer make money if it refers the foreclosure handling out to the mill? I hadn't thought of them doing it to make money. I talked to a Collections rep who assured me that if the HAMP...
  19. bigislander

    Need FM Guidelines on charging Attorneys Fees

    Forgot to comment on the question re original and modified loan contract. Here's how I understand that from my studies of business and real estate law. A contract contains one or more terms. A term may be modified if all parties agree. If the contract is modified, those terms that are...