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  1. M

    Bagels at a Bar Mitzvah

    On my declaration page : Lienholder: Bank of America, N. A. ISAOA/ATIMA . Wiki: A related insurance contract term is "its successors and/or assigns as their interests may appear" (ISAOA/ATIMA or ISAOA ATIMA).
  2. M

    Bagels at a Bar Mitzvah

    Called my home insurance to change the lienholder from BOfA to my originator. They said BOfA called their office and claimed they were the owner of my loan number XXXXX and wanted to be the lienholder while in the letter BOfA sent to me they claimed they were not the owner of the loan, just the...
  3. M

    Bagels at a Bar Mitzvah

    I meant RBGs in last post.
  4. M

    Bagels at a Bar Mitzvah

    Thanks for your advice, Krafty. I think i've covered standing in my case. The reason I focused on the fake note is it is the main basis on which the corrupted judge found Bank of New York Mellon had standing (does not matter what's on the note, as long as the note looks real, foreclosure is...
  5. M

    Bagels at a Bar Mitzvah

    Sent this to AG Office. If the SC denies my review, I am going the media.
  6. M

    Bagels at a Bar Mitzvah

    Thanks, Java I plan to stay here at most 4 years, probably 2. I do not want to rot in this house. It is a big world out there to explore. May have to rent to pay for attorney's fee in that case I'll be breaking even. Probably, my successor will give up. Anyway, that's down the road, nothing...
  7. M

    Bagels at a Bar Mitzvah

    Today is the fourth-year anniversary of my case and I am still here. I am dealing with the third attorney from the mill. I am not sure it's because of Covid or what but there is no foreclosure case scheduled for the next 30 days in my county. I 've been scouting the court calendar to find...
  8. M

    Bagels at a Bar Mitzvah

    Thank you Isisis, I am safe. I don't care if the house burned, not my house anyway, I am just legally squatting. That reminds me to call my insurance to rid the crook BOfA as the lienholder.
  9. M

    Bagels at a Bar Mitzvah

    Filed my petition this morning. I've done my part to preserve the republic, now it's up to the courts.
  10. M

    Bagels at a Bar Mitzvah

    The Fed is supporting the housing market by lowering rates. 30 yr rate now is 2.65%. That keeps the payments low if you have a job. It depends on location. In the local area I am looking at (in case I have to rent for one of my daughters), it's cheaper to rent. I am also looking at a cheap...
  11. M

    Bagels at a Bar Mitzvah

    With all the natural disasters (fires, storms, Covid) happening every year, the return of fighting the man-made disaster the crooks caused is diminishing every year. As all of us growing older, I often wonder do I really want to spend the rest of my years rotting in the house paying taxes...
  12. M

    Bagels at a Bar Mitzvah

    Courts are owned by the banks. Based on the experience in my case. Appellate judges could not muster the courage to give me an opinion why they are affirming for the crooks. A foreclosure suit filed a trustee who could not provide any trust document: PSA, loan purchase agreement, loan...
  13. M

    Bagels at a Bar Mitzvah

    I am concentrating on the next phase of my litigation: unjust enrichment. We could argue the named trustee and servicer has suffered no loss, benefited handsomely, any title awarded to them would result in windfall and amount to unjust enrichment. If we were to foreclosed the titles should be...
  14. M

    Bagels at a Bar Mitzvah

    I am afraid that you’re right. The Oregon court of appeals denied my motion for reconsideration today. Apparently, to them it’s acceptable for a bank to print its own note to steal from the people who elect and pay their salaries. Maybe , it’s because I am a pro se. Can not have a pro se...
  15. M

    2do Mortgage - Ocwen PHH NewRez Nationwide Direct Inc

    I went back and review all my correspondence from Shellpoint and they did sent me a letter informing me the new owner of my HELOC was US Bank as trustee of NRZ recovery trust. In a separate letter Shellpoint is the new servicer transferred from Ditech. They did not explained how NRZ Recovery...
  16. M

    2do Mortgage - Ocwen PHH NewRez Nationwide Direct Inc

    You’re exactly right. That’s why they did not try to collect and sued you for the amount. The servicing rights include the collection rights. My HELOC was in the trust, the trust was terminated became an orphaned loan. I sent Shellpoint a QWR to identify a creditor, no reply.
  17. M

    2do Mortgage - Ocwen PHH NewRez Nationwide Direct Inc

    From Housing Wire: " The sell-off of Ditech Holding’s two main subsidiaries is now complete. Just one day after selling Reverse Mortgage Solutions to Mortgage Assets Management, the nonbank formerly known as Walter Investment Management sold off its forward mortgage business Ditech Financial to...
  18. M

    2do Mortgage - Ocwen PHH NewRez Nationwide Direct Inc

    In 2006, I obtained a HELOC loan from a defunct company, the loan was quickly sold to HSBC and securitized into one of its 2006 HELOC trusts and I had all the investor reports (used to be available on HSBC website). HSBC was my servicer and master servicer of the trust. I stopped paying in...
  19. M

    Bagels at a Bar Mitzvah

    Filed my motion yesterday. I am ready to file a petition with the Supreme Court. A denial would suit me just fine. It will give a chance to expose the fraud to the SC.
  20. M

    Bagels at a Bar Mitzvah

    I went to the county recording office several times in the last year to search for fraudulent assignment and could not find it. You are right the assignment does have a book number. Maybe all they did was reprogram the query to not include the assignment. That's exactly my plan after the...