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    Specialized Loan Servicing (

    I did not pay SLS for 18 months and they started foreclosure on my home. I then paid them all the back payments, fees etc. and am now current with them and paying them each month. With this on my credit record is there anyway that I can now refinance? I can pay off SLS if needed and I have a...
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    Specialized Loan Servicing (

    I have now not been paying SLS for over a year on a 2nd mortgage of 128,000. I have just received a letter from SLS in which they are willing to write off all past due late fees, delinquent interest etc. and reduce my principle to 89,784 and extend my loan by 18 years. I would have to pay...
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    Specialized Loan Servicing (

    Thank you msolare. I have just contacted Tycko & Zavareei through their website.
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    Specialized Loan Servicing (

    I just received a letter from SLS. For the next 3 years they are offering me a reduced monthly payment of $1,616 down from over $2,300. They will write off any fees and additional principal balance of $2,692. I do not intend to accept their offer as I still can't afford the monthly payment and I...
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    Specialized Loan Servicing (

    Thanks for the advice, I agree. I did contact NACA, but unfortunately they do not deal with second mortgages. So, I am back to square one. Any other leads you might give me? It is very helpful having a sounding board.
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    Specialized Loan Servicing (

    Okay. Do you know anything about http://www.secondmortgageforgiven.com/?
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    Specialized Loan Servicing (

    Talked to SLS and they just say do another loan modification request which I have already gotten rejected twice because not meeting a 31% of my monthly income requirement. I tried the non-profit HUD line but they just go over your bills. My wife and I are already very frugal so no help there...
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    Specialized Loan Servicing (

    I just received a certified letter from SLS that says "Default Notice and Notice of Intent to Foreclose". What should I do? Should I contact a Mortgage attorney? Do you know of any good ones?
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    Specialized Loan Servicing (

    Thanks for looking. Are there any good mortgage attorneys out there?
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    Specialized Loan Servicing (

    A place called The Real Estate Law Center wants me to sign up with them to handle my mortgage situation. Any advice about doing this?
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    Specialized Loan Servicing (

    Yes, that is a good point. I shouldn't have done that. It was before I found this site and thought I could settle with them.
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    Specialized Loan Servicing (

    I have now not paid SLS for 3 months. Just received a letter saying I should fill out their Request for Mortgage Assistance Form which I already did back in July 2015. I faxed them back telling them I had already filled out their forms and sent in the information back in July 2015. I also...
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    Specialized Loan Servicing (

    Okay, thanks for letting me know.
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    Specialized Loan Servicing (

    I am new to Loan Safe. I have seen several stories regarding a 2nd mortgage with SLS, none of them good. However, I am now embarking on the process that Iread by TomEason. This is the first month (Oct 2015) that I will not pay SLS. My mortgage went from interest only of $370 to interest and...