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  1. christy6035

    After receiving permanent modification..

    Hysterical what happened to me today...My modification became permanent on Jan. 1, 2010. My account online did not reflect my new terms until mid March 2010. Now I demanded that I get a signed copy of my permanent modification or else I was going to the media with my taped phone conversations...
  2. christy6035

    Received Perm Mod, but no copy sent on BoA's end???HELP

    Ok, so I finally heard back from Deanne Martin today after emailing everyone in the OOP office. She did receive all of my emails and phone calls, but just didn't have the chance to get back with me because she wanted to have something concrete to tell me. She said that everyone she was dealing...
  3. christy6035

    Home, Sweet Home

    You're a great writer Moe! Tears here too...this country sucks so bad! It's horrible to think about how my children are growing up with memories right now of how their home was trying to be taken away wrongfully...To see mommy crying about it. We did nothing wrong, just victims of the greedy...
  4. christy6035

    Received Perm Mod, but no copy sent on BoA's end???HELP

    Hello all! I am quite frustrated right now as I posted back in December that I had received my permanent modification; however, since receiving those papers and sending them back notarized immediately, I am still in this hell! It states clearly on the permanent modification papers that the loan...
  5. christy6035

    Fedex Package Received - Have Questions Please Help!

    I would definitely send the payments via certified mail so that you have proof it was sent on time. BoA is very tricky, and if you are late on any of your trial period payments then you could be disqualified. Always cover your butt. Also, don't be surprised if after you make your 3rd trial...
  6. christy6035

    Success...FINALLY!

    Well, I have posted here a few times throughout my hell of a wait, and yesterday FED EX showed up with my final modification terms! I have been struggling to get a modification for a year now and I would be glad to answer any questions to help ease anyone's mind during this process. To give a...
  7. christy6035

    Office of the President - Please post your contacts!

    I emailed barbara on friday and now it is monday...how soon did she get back to you?
  8. christy6035

    Escalating your Making Home Affordable Program request to the Office of the President

    Ok, so I am really confused now...I just emailed the Office of the President on Friday, December 11th, right after I finished my post on here about what my online statement said. Today is Sunday, December 13, two days later, and now my online statement has no workout information whatsoever...
  9. christy6035

    Escalating your Making Home Affordable Program request to the Office of the President

    Wow...I have been in workout through MHA since August when I received my fed ex package. I have sent every trial payment on time with proof through certified mail. The trial period was supposed to be three months, however, we are about to send our sixth trial payment. I have called BoA every...
  10. christy6035

    HAMP progress report - LATEST (also posted on new forum)

    Hey wizard...what about the bill that was supposed to be voted on in the Senate allowing bankruptcy judges to modify home loans if the banks don't cooperate with us????? It's been almost 6 months and not a word about it! I thought that was Obama's big plan of checks and balances with this...
  11. christy6035

    Trial Questions

    "One last question: for my tax return, I received a tax refund of several thousand dollars last year--unfortunately, most of it went to my mother's medical expenses. My mother lives with us and is a dependent on my tax return. I don't want them to think I received a tax refund and blew it all on...
  12. christy6035

    Trial Questions

    Do NOT, I repeat, do NOT miss any of those payments! You will be ejected from the program and never be allowed to participate in it again. I wouldn't even try to change my payment dates, as I don't believe they have the authority to change it anyways. Borrow the money and switch your due...
  13. christy6035

    Send your trial payment certified mail & pay with cashier's check!!

    ama125, I appreciate your enthusiasm about my post...yes, it has been a long road! I have fought Countrywide and BoA single handedly, my biggest weapon being that I taped my calls. I went to two lawyers, but is very hard because real estate lawyers who deal with mortgage issues are not great at...
  14. christy6035

    Send your trial payment certified mail & pay with cashier's check!!

    Woops! Moe, I was typing away and failed to clarify the religious remarks...If you watch "Zeitgeist the Movie" it touches on religion at the beginning of the first part. I included my opinion about religion because some people don't give that movie a chance because they are appauled by the...
  15. christy6035

    Send your trial payment certified mail & pay with cashier's check!!

    Moe, I know everything you say is true. I too keep up with the government's real agenda. Watched "Zeitgeist", both parts...though I do believe government has used religion to influence ppl to their advantage, I still believe there is a God. Great documentary if you haven't seen it. Also, the...
  16. christy6035

    Send your trial payment certified mail & pay with cashier's check!!

    BoA's latest stuntS...saying they haven't received your faxes even though you have sent them three times; calling you from an anonymous number to request extra docs at the last minute so they can say you didn't get the docs to them fast enough; returning a trial period payment two days before...
  17. christy6035

    Help!! Getting Nowhere with Countrywide...

    Rozuki, I already looked on the SC Bar website, and we don't qualify as a pro bono case because my husband makes too much money. I am desperately trying to find a lawyer and none of them are taking foreclosure defense cases here. I might have to attain a lawyer out of my county, but that is...
  18. christy6035

    Help!! Getting Nowhere with Countrywide...

    Cat, I called the SC Bar two weeks ago...there seems to be no lawyers in my area versed in foreclosure defense. I felt lucky to find the lawyer I had attained two months ago, but now he is bogged down. I know I could fight this by myself as I was a legal assistant for years; however, I cannot...
  19. christy6035

    Help!! Getting Nowhere with Countrywide...

    I have posted a few times here on loansafe, and I have been eagerly trying to fight for our home; however, after being in contact with my lawyer for over a month now, he calls me to say that his home closings are getting in the way of him dedicating the time needed to fight our case with...
  20. christy6035

    Anyone had luck with CW and forbearance!

    eevee this is a trap that CW sets for their customers. Do not take it. All they do is suspend your payments for a period of months, which they will tell you can just be put to the back of the loan through modification; however, after they lie and trick you, they ask for all the suspended...