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  1. M

    Don't Walk! You will Regret it!!!

    Two years ago we chose to walk away. We had cashed in all the money we could, cut back on everything we could and chose to say screw it and walk away. Our house was foreclosed as we knew it would be, we moved on...Hoping we could move on and start to rebuild. WRONG WRONG WRONG!!! I just got a...
  2. M

    When will they take my house????

    A little background. Last payment 7/2011 Auction 1/2012 with 1 year redemption period. We had to be out of our house by 1/2013. We never heard a word for the mortgage company AHMSI in over a year and a half. We had to be out by Jan of this year so we moved out Nov 1, 2012. Found a rental...
  3. M

    How do we negotiate Cash for Keys

    Who do I contact to try and negotiate cash for keys? I need to be out of my house in Jan and we are finally starting to look at houses to move to. I think we found one that may work and I'm going to look at it next week. If we like it, we are going to grab it. (as long as we get approved for...
  4. M

    Help! House is set to auction, but I'm still in redemption Period

    I've had a couple of people stop by my house asking if it is for sale. My mom has told them no, but one lady said it was listed on Zillow as going to auction. I looked my house up and sure enough it is listed as for sale going to auction on August 22, 2012!!! My house was foreclosed Jan 13...
  5. M

    Need help again...

    I'm hopeful some one here can help shed some light on a few things for me. My house was set for sheriff sale 1/11/12. I still have no idea if it was actually sold or not, I guess I've been to worried to find out, but I'm going to have to some time. May be if I can get some answers here to my...
  6. M

    Rent Vs Land Contract

    Sold at Sheriff sale or not? My home was set to be sold at sheriff sale on 1/11/12. I checked Forclosure.com the night before and the min bid was the amount that the bank say is due on my loan. I have not received anything in the mail nor has anyone come to the house to inform me if it was...
  7. M

    House gets sold Tomorrow 1/11/12

    Our house gets sold tomorrow. I checked on Foreclosure.com and the min bid is the total the bank says we owe, so I'm assuming the bank will be doing a full credit bid. My question is how long after the sale will I know what actually happened. I'll have 12 month redemption which I will take...
  8. M

    My Christmas Tree

    11 years ago our first Christmas in our house we bought a potted Christmas tree. We planted this tree in our yard and I looked at this tree every day as a reminder of our first Christmas in our house. I've watched this tree grow along with my daughter through the years in our "dream home"...
  9. M

    Notice of Sale????

    Received a letter today from Fabrizio & Brook, PC that states: Please be advised that this law firm represents Deutsche Bank National Trust company as Trustee for Ameriquest Mortgage Securities inc assest backed pass through certificates series 2005-R10. We are hereby providing notice that...
  10. M

    Produce the note - Michigan

    Has anyone heard of any cases on Michigan where people have a suscess in the Produce the note against AHMSI? I've been doing a lot of research on my own and I'm 99.9% sure AHMSI does not hold my note and has no right to foreclose. The problem being, I'm not sure I want to hire a lawyer and...
  11. M

    Walking away in Michigan

    We are doing it. It has finally come to the point that we are facing it head on. We can not afford our house and have a life too so we are walking. I'm 4 months behind right now and AMHSI is already starting the process. If I'm lucky I'll have about 7 months left in my house. I'm scared but...
  12. M

    Need Help

    I received a loan modification a little over a year ago from American Home Mortgage Servicing. I have a friend of mine now who is in the same boat and needs a modification fast but I can't find the correct contact info for Jeanie Drakes office. Can someone please post the Phone, Fax and Email...
  13. M

    AHMSI from Citi SUCCESS!!

    Hi All! This is my first post and I'm looking for any advise I can get. I'm currently 3 months behind in my mortgage payment with Citi Residential. I've talked to the collections department and given them over the phone a run down of all my finanicals. They say I don't qualify for any...