Search results

  1. C

    No answers

    They called and said va would not approve payoff called va they haven’t spoken to them since 2003, they would approve why are they lieing isn’t that fraud! Also violating scra!
  2. C

    No answers

    Long story short, wells accepted payoff on mortgage. Now they are not answering qualified written requests, they have lied about the ownership of loan 3 times in past two months now they say they need 3 more weeks to research not sure what they are researching, spoken to all departments no help...
  3. C

    Loan Modification Denial, What Now

    Wells Fargo loan modification denied "because we have equity and according to them could use our entire savings" to bring the loan current even thought they agree there was hardship. They are not taking into account our second home which is underwater different mortgage comp. We can't...
  4. C

    Wells Fargo Loan Mod Denial, No Backup, Lying

    Spoke to rep today asked for the documentation used to deny the mod. He said you have to file new paperwork etc. and basically refused to get it for me. The underwriters had no idea how to read our Wells Fargo advisors bank statement which includes, mutual funds, stocks, iras , money market...
  5. C

    Wells Fargo Loan Mod Denial, No Backup, Lying

    I did see that Sen. Cummings is asking for a review of the banks involved in the settlement release, at least someone is maybe listening! Yes we are behind on the mortgage many many months! I am calling them again today and will probably file more modification papers, it would be really a huge...
  6. C

    Wells Fargo Loan Mod Denial, No Backup, Lying

    Update march 24 2014 received letter that mod was denied this is 2 months after they called anyway filed notice to appeal but we need how they decided to deny it, ie:what numbers did they use? I faxed the letter did not hear from them called the contact he said oh well you missed the 30 days not...
  7. C

    Wells Fargo Loan Denial-By Phone, No documentation

    Well it has been 2 months we have received no paperwork on the denial. I don't want to call them and it backfire on us. Any suggestions?
  8. C

    Wells Fargo Loan Denial-By Phone, No documentation

    Applied again for a Wells Fargo Modification. Behind approx. 18 months, Wells does not deny we qualify under the hardship. We received a phone call only "your loan modification was denied because you can afford it". We can't afford it we used all our reserves to get thru the past 3 years. We...
  9. C

    Find out Now If you even QUALIFY for a Loan Workout Solution. Post Your Situation

    Thanks, do you think a interest reduction and principal reduction is possible? Also husband is under SCRA does that help?
  10. C

    Find out Now If you even QUALIFY for a Loan Workout Solution. Post Your Situation

    1. Loan Balance Now=480000 2. Past Due if any=36000 3. Gross Monthly Income for Borrower and Co Borrower=8500 4. Mortgage Payment without taxes and insurannce=2500 5. Real Estate Taxes per month=300 6. Hazard Insurance and/or HOA per month=200 7. Home Value (check zillow.com or chase home value...