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  1. K

    Ditech sale

    Second mortgage was sold to Ditech as a chargeoff. I send them a small amount every month and after 7 years it finally dropped off my credit report. Still owe them about $40,000 and I am current on my first mortgage with very little equity. My question is, now that Ditech is being sold...
  2. K

    Greentree

    Had my first modified with the help of NACA. Second charged off and sold to Greentree. I have been paying them each month but find it more difficult to give them the amount they insist on. Even with the modification the first is underwater. They offered a settlement of 50% which is out of...
  3. K

    Success with NACA and HSBC Permanent Mod

    Thank you to everyone on this forum and especially to NACA. I stopped paying my mortgage in March and started working with NACA in April. Yesterday I received a permanent modification offer from HSBC that was better than anything I could have ever hoped for. If it wasn't for this forum I...
  4. K

    Denied Modification by HSBC -Now What ?

    Dealing with HSBC I love this forum and have recently joined so I can hopefully get some much needed advice. My mortgage (first and second) are with HSBC. I have been in a modification program until recently when it ended. The interest rate on the first is now 8.9% and 13.9% on the second...