Recent content by kl6633

  1. K

    So frustrated. Denied for HAM program due to Underwriter's mistake

    I have the same situation. For my case, I contacted to the Relationship Manager, he seems very helpful so far, and he point out the error that the underwriter made when Underwriter left most part of my income out of the Gross Income, and that why Chase denied my HAMP due not to have enough...
  2. K

    How long does it usually take to get on trial payments?

    Hi ka99, My loan was denied because as they said on tthe letter that I do not documented my financial Hardship as reduced income or increase expenses. I have done that and checked back with twice a week and they said they do not any documents from me. I would like to known the contact of...
  3. K

    Being denied due to have current mortgage??????!!!!!!!!

    Thank you, Dianne. I will do that steps and address the increased income in the coming time. Still, there is one question that stuck in my mind why did they have 2 different decision just within 48 hours . One Rep told me I was approved permanent for BAU but denied by HAMP. The other Rep...
  4. K

    Is it a good or bad sign when Chase pays your property taxes?

    Hi outriggal, Mine is the same. Based in my experiences with Chase, and under HAMP guidelines, they will mandatory to set up an escrown acc in which they will pay property tax&hazard insurance if we do not have an esc before applying for HAMP. If our HAMP can not go through, they will add it...
  5. K

    Being denied due to have current mortgage??????!!!!!!!!

    Thank you , Dianne the cause of disability due to have a car crash on 06/10. From 06/10 to 12/10: Short term disability. From 01/01/11 to 01/24/11: Long term disability. I will get back to work on 01/24/11 as part time schedule for 04 weeks, after that, go with 40 hours/week. But before...
  6. K

    Being denied due to have current mortgage??????!!!!!!!!

    Good evening every one in this forum, I just got a letter from Chase to state that my Loan was denied because I am either still current on my Loan or just ONLY ONE DUE PAYMENT and I am not the home owner at risk of defauft. Also, I can not documented my hardship?????. I am still on Long...
  7. K

    consequences of miss payment while under review HAMP

    Thank you very much for all your advices and your experiences .
  8. K

    consequences of miss payment while under review HAMP

    Thank you, yomann. One of the Rep of Chase told me that if I have a hardship, how can my loan is still current. Does it make any sene?
  9. K

    consequences of miss payment while under review HAMP

    Hi to every one in this forum, Is there anyone tell me the consequences if I miss payment while my loan is under review for HAMP? My servicer is Chase. Being denied twice due not to have the permanent Hardship ( I am in Long term Disability with 35% pay ). My Loan is still current but will...
  10. K

    Business Owner

    I just forget mortgage balance: $ 224,000.00
  11. K

    Chase - Email campaign for Monday, who's in?

    I am in. count on me. Thank's. We need to make one voice.
  12. K

    Business Owner

    thank you for your reply, Moe Bedard. ) Gross inc: $4,000.( included P&L and LTD) PITI: $1,860 Back to work: 1/24/11 Long term disability will end. Thank you for your help.
  13. K

    Business Owner

    I am still current on mortgage with Chase.Due to have STD&LTD by car crash and my P&L earning decreased, I applied for HAMP. Being denied on 06/10, they stated that I do not have a permanent hardship. Re-apply on 07/10, I was informed my case was denied because NPV failed on 01/06/11. One day...