Mortgage Forum - LoanSafe.org

Welcome to Loan Safe! Your participation is encouraged and please feel free to ask questions and give assistance when you can.

Mortgage Advice

Conventional Home Loans

Looking for a Conventional Home Loan to buy a home or refinance? Learn what conventional mortgage products are the best for you.
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Refinance

Looking to refinance your mortgage? Learn what loan products are still available from lenders and what mortgage is best for you.
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Mortgage After Foreclosure

Can I get a mortgage after foreclosure? Yes you can! You just need to learn how and this is the forum to do just that.
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155
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FHA Loans, Requirements & Rates

FHA loans are coming back strong into the mortgage market. Borrowers need to get educated about the different requirements, guidelines and rates that FHA offers.
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222
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Jumbo Loans

Getting a Jumbo Loan in this market environment can be very tough. This forum will explore the current mortgage lending programs available for these large loans.
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HARP Mortgage Loan Program

This forum is to ask and answer question in regards to the government sponsored HARP mortgage refinance loan program.
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Chase Mortgage - Tell Us Your Chase Story

Chase Mortgage and Chase Home Finance are and were huge lenders. We are getting a lot of traffic from people looking for help with their adjustable rate loans. This section will help you deal with this corporate giant where people are starting to get lost in their loss mitigation system.
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Bank of America Mortgage Help

Bank of America is one of the largest banks in the world. They offer home loans, credit cards and personal banking. BofA now owns Countrywide Home Loans.
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Wells Fargo Home Mortgage

The is the LoanSafe Wells Fargo forum. Please feel free to ask question and get help with everything from your mortgage, credit card or online baking.
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CitiMortgage

The great people at Citi Mortgage and Citi Financial (which are now merged) have contacted us at Loan Safe and asked that we make sure that their customers know that they are here to help them. We at Loan Safe believe 100% that this is true and will help facilitate this via Citi's new forum.
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Option One Mortgage - American Home Mortgage Servi

Loan Safe Alert: Option One is now American Home Mortgage Servicing. It seems that many Option One Mortgage/ AHMSI borrowers are struggling to get help and we have had many horror stories as well as success stories . Please tell us your story and see how Loan Safe can help.
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US Bank Home Mortgage

US Bank Home Mortgage is one of the largest lenders in the U.S. Please use this forum to share information and discuss issues with this bank.
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75
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Mortgage Brokers

This is the mortgage broker/ loan officer forum for mortgage industry professionals to join, vent, share and educate homeowners about home loans. There are a lot of "ethical" professionals who could give helpful information to the homeowners who visit Loan Safe and I encouage the honest and ethical mortgage professionals to please join and assist the community in any way you can.
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125
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Investment Property Loans

Investors need help with investment property loans. In today's market it is tough to find mortgages. Also, many investors need assistance in a loan modification or short sale with multiple properties, assets and retirement accounts that they want and need to protect. What's going to happen if you walk away? What are the tax and credit implications? Can your lender garnish your wages?
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Mortgage Complaints

Have you been ripped off when you applied for or got a home loan? This forum is for consumers to lodge their mortgage complaints about banks, lenders, mortgage brokers and loan officers.
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Mobile Home Loans

Many mobile home owners are looking for lhelp with loans on the internet. This forum will discuss lenders who will help them with an affordable mortgage, how to avoid foreclosure or to walk away. Please tell your story and share information with one another.
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Ask the Attorneys?

This forum is reseved for homeowners who are thinking about hiring an attorney to represent them against their lenders. Feel free to ask questions in an open forum to the attorneys who will personally respond to your questions. More states and attorneys will be added weekly. If you are an attorney who would like to join our forum , then please contact us.
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Mortgage Lenders

Finding a mortgage lender that is still in business can be difficult. This forum will be dedicated to the lenders who are still offering purchase money, refinance, jumbo and FHA home loans. Mortgage professionals are encouraged to post their information and loan products. This can include links and phone numbers. Let's help educate consumers the right way!
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Foreclosure Advice You don't know who to trust these days for a home loan and there is not one website that tells the truth about mortgages. Until now! Moe tells it like it is and he'll let you know what mortgage companies are good and which ones are predators.

Stop Foreclosure and Tell Us Your Story

Trying to stop foreclosure alone can be a painful and a depressing process. This section is where you can unite with other homeowners and let out your questions, frustrations and post your whole story. The more we know, the more we can help you stop foreclosure. No one will be judged or criticized for posting their story.
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Loan Modification

Learn everything you need to know about loan modifications. Can't refinance? Are you in a ARM mortgage that's adjusted or about to? Late on your mortgage? Then this section for you!
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Deed in Lieu of Foreclosure - Do You Need Help to

Need Help with a deed in lieu of foreclosure AKA Take this Home & Shove It! You are not alone. We thought we would add this section to the forum to assist the homeowners that have made the tough decision to walk away from their homes. This is America and you have the right to walk away from contracts and your home. The question is what implications will you suffer for saying, "Take this home and shove it, I aint paying you no more!" Find out the good, the bad and the ugly.
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Success Stories - Homeowners Who Fought Back & Won

This section is dedicated to the homeowners who were facing foreclosure and fought back to win the battle against their lenders. I hope to add many more stories here as times goes by. Please let us know if you have a success story that you can share to give others encouragement to keep fighting!
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Making Home Affordable

In March 2009, the Obama Administration published detailed program guidelines for the Making Home Affordable (MHA) Program. Many mortgage servicers have begun loan modifications under the plan. But it looks like many homeowners may not be getting the help the they were promised and some are simply getting rail roaded. This forum is designed to discuss these issues with the MHA ands share with others your experience. This forum provides general guidelines and overview documents available to homeowners as well as an open discussion area to ask other homeowners about the loan modification process.
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NACA

NACA is a non-profit housing counseling agency that help sstruggling homeowners throughout the United States with their loan modifications and or mortgage refinances. If you are working with the Neighborhood Assistance Corporation of America, please tell us your story.
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Foreclosures

Learn the the foreclosure process and various ways that you can stop foreclosures and save our homes.
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Credit & Debt Advice Welcome to the LoanSafe.org credit and debt consolidation self help forums. Please feel free to ask questions and share information in regards to credit and debt.

Bad Credit Credit Cards

Many people are looking to establish new credit. One of the best ways to do so is with a prepaid credit card for people with bad credit. This forum is for everyone to share these services and information on how to find these types of credit offers.
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Credit Repair

Many people are suffering from bad credit and are looking for ways to help with credit repair. In this forum we will discuss ways to fix your own credit. Please feel free to share your ideas and experiences.
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Credit Card Debt Consolidation

Find out the safest ways to perform credit card debt consolidation in our self help forum. Search for non-profits and free counseling services online.
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Debt Management

Learn various debt management strategies and ask questions in our free forum.
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Debt Settlement

People are looking for safe ways to get out of debt and one of those ways is debt settlement. This forum is to share various strategies and find ways to lower your monthly nut.
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Personal Loan Forums These forums are for loans with no collateral such as student, business and persona loans.

Bad Credit Loans

This forum is for people searching for a safe loan who have bad credit. Please ask your questions here and we will help guide you to our best sources for these types of poor credit loans.
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Student Loans

Welcome to our student loans forum where we discuss the good, the bad and the ugly about student loans. Not every student needs a loan. Get educated before you get in debt.
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Payday Loans

Payday Loans are risky and usually carry a high interest rate. This forum discusses the pros and cons.
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Real Estate Advice

Real Estate & Property Investing

This forum is dedicated to discussing real estate investing for smart investors looking for great areas to buy properties to invest their money
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Short Sale Outpost

The term "short sale" is very popular in today's mortgage and housing market. There are potentially millions of people facing foreclosure and a lot of these homeowners are under water on their mortgages. Some will choose to stick it out and fight. However, many will decide to choose to walk away. Short sales are becoming more and more popular as an exit strategy for homeowners. Learn the methods, software and magic it takes to navigate the foreclosure process and get the help you need.
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Best Places to Live

Looking for a fresh start in a great new town? Let's share our best places to live or ask questions about destinations that make sense to move to.
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First Time Home Buyers

This forum is for first time home buyers who are seeking information on home loans, tax credit programs and grants. If you are looking for the best purchase mortgage advice, this is where you will get it.
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Sell My House

Our sell my house forum will help homeowners through the home selling process so they don't get the best price for their homes.
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Real Estate Companies

Many homeowners and potential home buyers are searching for ethical real estate companies to do business with. This forum is for you all to research various agencies in the U.S.
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Houses for Rent

If you are a land lord, you may also list your property for rent in this forum section.Many people are looking for houses for rent by owner because they have bad credit. This forum will give your options and is open to your questions and answers.
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Apartments for Rent

Let's pay it forward and help one another in relocating. Locate the best apartments for rent and discuss your options. Please feel free to ask questions and share. Knowledge is power!
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Miscellaneous Forums

LoanSafe.org Forum & Registration Rules - Please

Please read this section prior to posting or registering as a member. This is a FREE forum for homeowners, attorneys, consumer activists and non-profits to share and learn various methods to stop foreclosure or obtain a loan modification. Anyone can join our community and we encourage all homeowners to unite and save our homes and protect our property rights. We need your help. So, please join us in the fight!
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UNITE & FIGHT - Share Your Ideas on How Homeowners

Today we will start a new homeowner POWER forum and are closing all other forums down temporarily. Please do not worry, the other forums will be turned back on shortly. The reason we are doing this is because there are just too many conversations and discussions going on to properly think, organize and plan. If you all ever want help, you need to work with one another as a group, rather than as 1 homeowner or one story. Please share only ideas here and do not share your personal story. The time is now for action!
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The Lounge - Anything goes here!

Welcome to the the forum lounge. An area to talk about whatever you'd like to. Our community is comprised of mostly all homeowners and family people that have a lot in common. This isn't just about loans and homes, it's about the people!
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Ways to Save Money

Money is hard to come by these days. Discovering ways to save money will become paramount in surviving the Great Depression 2.
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