Current mortgage rates at the nation’s top lenders for this Monday morning unchanged from our last report on Friday. The 30 year fixed mortgage national average is 4.03% and the 15-year mortgage is 3.29%.

The 5-year adjustable-rate mortgage (ARM) average is 3.28% and 1 year ARM is 2.60%. The average 30-year fixed FHA loan rate is 3.75% and the 30 year fixed jumbo loan rate is 4.31%.

Below are rates reported online by some of the nation’s top lenders.

Bank of America is reporting the 30-year fixed mortgage is 4.00% and the 15-year mortgage is 3.25%. The 10/1 ARM is 3.50% and the 5/1 ARM is 3.00%.

The 30 year fixed purchase mortgage rate at Wells Fargo is 4.00% and the 15-year fixed is 3.375%. The 30-year refinance rate is 4.125% and the 15-year mortgage is 3.50%.

Chase Mortgage’a 30-year fixed mortgage rate is 3.875% and the 15 year is 3.125%. 30-year fixed mortgage refinance rates are at 3.875% and the 15-year fixed is at 3.125%.

The rates quoted above can change at any time and are not guaranteed. If you would like a live rate quote and/or to discuss other possible mortgage options, please call me, Erik Sandstrom, at 1-800-779-4547; or email me at

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Moe Bedard
My name is Maurice "Moe" Bedard. I am the founder of America's #1 Mortgage Forum, My online work has been featured in the New York Times, LA Times, Fox Business, and many other media publications.