Current mortgage rates at the nation’s top lenders for this Monday morning are mostly on the way down. The average for the 30 year fixed mortgage is 3.93% and the 15-year mortgage is 3.18%.

The 5-year adjustable-rate mortgage (ARM) average is 3.15% and 1 year ARM is 2.68%. The average 30-year fixed FHA loan rate is 3.78% and jumbo loan rate for the 30-year is 4.39%.

Below are rates reported online by some of the nation’s top lenders.

Bank of America is reporting the 30-year fixed mortgage is 3.875% and the 15-year mortgage is 3.125%. The 10/1 ARM is 3.375% and the 5/1 ARM is 2.875%.

Wells Fargo’s 30 year fixed purchase mortgage rate is 4.00% and the 15-year fixed is 3.375%. The 30-year refinance rate is 4.125% and the 15-year mortgage is 3.375%.

Over at Chase Mortgage, the 30-year fixed mortgage rate is 3.75% and the 15 year is 3.125%. 30-year fixed mortgage refinance rates are at 3.875% and the 15-year fixed is at 3.125%.

The rates quoted above were taken from the lender’s website and can change at any time. They are not guaranteed.

If you would like a live rate quote and/or to discuss other possible mortgage options, please call me, Erik Sandstrom, at 1-800-779-4547; or email me at

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Erik Sandstrom
LoanSafe's Mortgage Expert
I'm a Senior Loan Officer and LoanSafe mortgage expert. If you need a live rate quote, or need help getting a new mortgage, please call me direct anytime at 619-379-8999.