Current mortgage rates at the nation’s top lenders for this Monday morning are mostly stable from last week’s report. The 30 year fixed mortgage national average is 4.45% and the average rate for the 15-year mortgage is 3.91%.

Rates for the 5-year adjustable-rate mortgage (ARM) are at 3.68% and 1 year ARM is 2.68%. The average 30-year fixed FHA loan rate is 4.35% and jumbo loan rate for the 30-year is 4.58%.

Bank of America is reporting its 30 year fixed is 4.375% and the 15-year mortgage is 4.00%. The 10/1 ARM is 4.00% and the 5/1 ARM is 3.625%.

The 30-year fixed rate at Wells Fargo is 4.625% and the 15-year fixed is 4.125%. The 30-year refinance rate is 4.75% and the 15-year mortgage is 4.25%.

Today at Chase Mortgage, the 30-year fixed purchase mortgage rate is 4.375% and the 15 year is 3.875%. 30-year fixed mortgage refinance rates are at 4.375% and the 15-year fixed is at 3.875%.

The rates quoted above can change at any time and are not guaranteed. If you would like a live rate quote and/or to discuss other possible mortgage options, please call me, Erik Sandstrom, at 1-800-779-4547; or email me at

Erik Sandstrom
LoanSafe's Mortgage Expert
I'm a Senior Loan Officer and LoanSafe mortgage expert. If you need a live rate quote, or need help getting a new mortgage, please call me direct anytime at 619-379-8999.