Many people dream of not simply renting their apartment – but renting to own an apartment. It can be hard to find just the right apartment, and when you do find that ideal apartment in California you really want to stay for good. But when you have bad credit it seems like things are made just a bit tougher. While renting an apartment to own in California with bad credit can be done, many people that try to do so have a tough time because they don’t understand the process. Let’s talk about how you can be successful at this endeavor and not waste your time with frustrations and hassles.

Schedule time each day or several times a week to look through apartment listings! With a bad credit rating, your apartment hunting needs are a bit specialized. You need to accept that your apartment hunt to find that one you rent to own can take a bit longer than the “typical” apartment hunt. Plan and organize your apartment hunt so you read Sunday’s classifieds from the paper every week to see the best listings first. Call them that day and make appointments to go see them. You need to be organized, focused and targeted like a laser.

Have a full understanding of just how bad your credit is. Some people think their credit is bad – but they have never seen their credit report! This is like the kid who is scared of the monster under the bed who never turns on the light to see that there’s nothing there, or maybe the cat who is sleeping under there. Sometimes there is a real problem you need to fix and other times there really isn’t a problem. Whatever the case – be brave and find out if there is a problem so you can deal with it.

Set your intention to own your apartment if that is your desire. Don’t waste your time looking at other places if you want to own. You need to be focused on looking at places in California that are specifically rent to own, not simply places that you can rent. Doing otherwise just distracts you from your goal. Remember we’ve already talked about how your apartment hunt may take a little longer…..staying focused on your desire will help you reach your goal. Don’t let anything distract you from that goal to rent to own in California.

Moe Bedard
My name is Maurice "Moe" Bedard. I am the founder of America's #1 Mortgage Forum, LoanSafe.org. My online work has been featured in the New York Times, LA Times, Fox Business, and many other media publications.