Everyone is well aware of loan modifications and how they are the number one way for a homeowner to avoid foreclosure and stay in there home. But many homeowners looking for this kind of assistance find the process to be very difficult, frustrating, confusing, and just overall stressful on their daily lives. That’s why it [...]

It is against the law to discriminate in giving a long-term loan to anyone due to his or her age. The law also states that anyone who qualifies for a mortgage based on the qualifications set for credit and income is eligible for a mortgage payable in 30 years.
If a person dies while the home is [...]

Many homeowners are struggling paying all of their monthly expenses and are wondering to themselves “what will happen if I stop paying my monthly mortgage payments?”
First off before we begin, I must say that if you just stop paying your mortgage payments all together and do not try to resolve your mortgage struggles, your home [...]

Many people who are looking to purchase a home are not to familiar with the loan process and are wondering “what is the difference between a fixed rate and an adjustable rate mortgage.”
First off I would like to say that it would be a huge mistake taking on an adjustable rate mortgage(ARM) or commonly called [...]

Many homeowners in the United States are having difficulties paying their mortgage due to current financial struggles they are facing. One of the main questions they ask is “Is there someway to stop the foreclosure proceedings?”
Yes! With a loan modification you may be able to bring your defaulting mortgage current once again and possibly achieve a [...]

Homeowners today are struggling paying their monthly mortgage payments due to financial hardships and are wondering “if they can get their late payments and fees included into the loan modification?”
Yes! In most modifications you lender will include your late mortgage payments along with the late fees that occurred as well.
Make sure that your lender is [...]