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	<title>LoanSafe.org &#187; Loan modification</title>
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	<link>http://www.loansafe.org</link>
	<description>The #1 loan forum on the internet</description>
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		<title>Do-It-Yourself Loan Modification- Four Easy Steps</title>
		<link>http://www.loansafe.org/do-it-yourself-loan-modification-four-easy-steps</link>
		<comments>http://www.loansafe.org/do-it-yourself-loan-modification-four-easy-steps#comments</comments>
		<pubDate>Sat, 07 Nov 2009 01:24:54 +0000</pubDate>
		<dc:creator>Evan Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[Do it yourself loan modification]]></category>
		<category><![CDATA[How to do loan modificatio]]></category>
		<category><![CDATA[Loan modification]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=1397</guid>
		<description><![CDATA[




Today in our economic crisis many homeowners around the country are having a difficult time keep up on their mortgage payments. So to help out the homeowners who are struggling lenders are offering loan modifications to borrowers that qualify. This has got to be the number one most effective way for a homeowner to prevent [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What does loss mitigation mean?</title>
		<link>http://www.loansafe.org/what-does-loss-mitigation-mean</link>
		<comments>http://www.loansafe.org/what-does-loss-mitigation-mean#comments</comments>
		<pubDate>Wed, 23 Sep 2009 03:55:15 +0000</pubDate>
		<dc:creator>Evan Bedard</dc:creator>
				<category><![CDATA[Loss Mitigation]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=1124</guid>
		<description><![CDATA[Due to our economic crisis homeowners have begun to fall behind on their mortgage payments and are in great danger of having their home foreclosed on. So because of this the term &#8220;loss mitigation&#8221; tends to be used more than ever before. This is actually an attempt by your current mortgage lender to reduce their [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Loan Modification Q&#8217;s and A&#8217;s</title>
		<link>http://www.loansafe.org/loan-modification-qs-and-as</link>
		<comments>http://www.loansafe.org/loan-modification-qs-and-as#comments</comments>
		<pubDate>Fri, 18 Sep 2009 17:49:09 +0000</pubDate>
		<dc:creator>Evan Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[Loan Modification Agreements]]></category>
		<category><![CDATA[mortgage assistance]]></category>
		<category><![CDATA[mortgage help]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=1098</guid>
		<description><![CDATA[Everyone is well aware of loan modifications and how they are the number one way for a homeowner to avoid foreclosure and stay in there home. But many homeowners looking for this kind of assistance find the process to be very difficult, frustrating, confusing, and just overall stressful on their daily lives. That&#8217;s why it [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why do lenders prefer a loan modification over a foreclosure?</title>
		<link>http://www.loansafe.org/why-do-lenders-prefer-a-loan-modification-over-a-foreclosure</link>
		<comments>http://www.loansafe.org/why-do-lenders-prefer-a-loan-modification-over-a-foreclosure#comments</comments>
		<pubDate>Fri, 18 Sep 2009 17:43:04 +0000</pubDate>
		<dc:creator>Evan Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[how do i get a loan modification]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[loan modification help]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=1094</guid>
		<description><![CDATA[Today in America foreclosure rates are higher than ever and many people are in desperate need of a modification. Many homeowners are beginning to default on their payments due to financial hardships such as lost jobs or even had there ARM loan adjust to a payment that is just not affordable. The question many people [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Can I get a loan modification if my mortgage is not behind?</title>
		<link>http://www.loansafe.org/can-i-get-a-loan-modification-if-my-mortgage-is-not-behind</link>
		<comments>http://www.loansafe.org/can-i-get-a-loan-modification-if-my-mortgage-is-not-behind#comments</comments>
		<pubDate>Wed, 16 Sep 2009 15:18:01 +0000</pubDate>
		<dc:creator>Moe Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[loan modification when you rare not late]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[MHA program]]></category>
		<category><![CDATA[Obama foreclosure program]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=1050</guid>
		<description><![CDATA[You may be able to get a mortgage loan modification if you are not behind in your payments because the lender&#8217;s risk is not as big compared to someone who is way behind on his mortgage payments. However, your lender would naturally be curious as to why you would need a loan modification if you [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Loan modification pros and cons</title>
		<link>http://www.loansafe.org/loan-modification-pros-and-cons</link>
		<comments>http://www.loansafe.org/loan-modification-pros-and-cons#comments</comments>
		<pubDate>Wed, 09 Sep 2009 18:36:19 +0000</pubDate>
		<dc:creator>Evan Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[loan modification pros and cons]]></category>
		<category><![CDATA[what are the benefits of a loan modification]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=993</guid>
		<description><![CDATA[A loan modification is the most popular solution for helping a homeowner avoid foreclosure. It can also help a homeowner achieve a lower monthly mortgage payment that is more affordable for their financial needs. But you must fit all the qualifications set by your lender, in order to be approved for this type of assistance.
 
Homeowners [...]]]></description>
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		<item>
		<title>Can the lender include late payments into the loan modification?</title>
		<link>http://www.loansafe.org/can-the-lender-include-late-payments-into-the-loan-modification</link>
		<comments>http://www.loansafe.org/can-the-lender-include-late-payments-into-the-loan-modification#comments</comments>
		<pubDate>Fri, 28 Aug 2009 16:55:28 +0000</pubDate>
		<dc:creator>Evan Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[mortgage help]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=826</guid>
		<description><![CDATA[Homeowners today are struggling paying their monthly mortgage payments due to financial hardships and are wondering &#8220;if they can get their late payments and fees included into the loan modification?&#8221;
Yes! In most modifications you lender will include your late mortgage payments along with the late fees that occurred as well.
Make sure that your lender is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What do I do if my loan modification is denied?</title>
		<link>http://www.loansafe.org/what-do-i-do-if-my-loan-modification-is-denied</link>
		<comments>http://www.loansafe.org/what-do-i-do-if-my-loan-modification-is-denied#comments</comments>
		<pubDate>Mon, 24 Aug 2009 20:06:09 +0000</pubDate>
		<dc:creator>Moe Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[how do i get a loan modification]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[loan modification tips]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=770</guid>
		<description><![CDATA[The main reason loan modifications are denied is because of a mistake. Most often it is a mistake on the mortgage servicers side because they are so inundated and their employees so overworked. Many are making  mistakes daily andmisplacing paperwork by the second. Sometimes the homeowner makes  a mistake in applying for their loan modification and [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What to expect when you apply for a loan modification</title>
		<link>http://www.loansafe.org/what-to-expect-when-you-apply-for-a-loan-modification</link>
		<comments>http://www.loansafe.org/what-to-expect-when-you-apply-for-a-loan-modification#comments</comments>
		<pubDate>Fri, 21 Aug 2009 22:03:00 +0000</pubDate>
		<dc:creator>Evan Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[what do i do to get a loan modification]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=748</guid>
		<description><![CDATA[Well today more than ever, homeowners all across America are being faced with the horrible threat of foreclosure. The main reason behind this is  that many people have unknowingly been put into fradulent loans that have caused them to become deliquent on their mortgage payments.
The number one most effective way to prevent foreclosure today is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Loan Modification Program</title>
		<link>http://www.loansafe.org/federal-loan-modification-program</link>
		<comments>http://www.loansafe.org/federal-loan-modification-program#comments</comments>
		<pubDate>Fri, 21 Aug 2009 19:21:40 +0000</pubDate>
		<dc:creator>Moe Bedard</dc:creator>
				<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[federal loan modification]]></category>
		<category><![CDATA[Loan modification]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[obama loan modification plan]]></category>

		<guid isPermaLink="false">http://www.loansafe.org/?p=740</guid>
		<description><![CDATA[When people refer to the federal loan modification program, they are most likely referring to President Barack Obama&#8217;s Making Home Affordable Program. The purpose of the plan is to either refinance the mortgage or modify the loan terms as a way to assist homeowners in their monthly payments and/or prevent foreclosures.
It has been estimated that [...]]]></description>
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		<slash:comments>2</slash:comments>
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