Comments on: Qualified Written Request http://www.loansafe.org/qualified-written-request-2 The #1 loan forum on the internet Mon, 23 Nov 2009 19:28:31 -0700 http://wordpress.org/?v=2.8.6 hourly 1 By: Ms.W http://www.loansafe.org/qualified-written-request-2#comment-860 Ms.W Thu, 29 Oct 2009 18:36:03 +0000 http://www.loansafe.org/?p=536#comment-860 Can you tell me, does a QWR apply for *second mortgages*? I sent one to our second mortgage servicer, and their response included this in the first paragraph: " Please note that the purpose of a qualified written request is to receive information, clarification or corrective action regarding problems and disputes with the servicing of a loan secured by a *first lien mortgage* (bold). You are seeking information for a loan secured by a subordinate lien mortgage. Therefore, 12 USC 2605(e) doe not apply to your loan serviced by us." Can you tell me, does a QWR apply for *second mortgages*?

I sent one to our second mortgage servicer, and their response included this in the first paragraph: ” Please note that the purpose of a qualified written request is to receive information, clarification or corrective action regarding problems and disputes with the servicing of a loan secured by a *first lien mortgage* (bold). You are seeking information for a loan secured by a subordinate lien mortgage. Therefore, 12 USC 2605(e) doe not apply to your loan serviced by us.”

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