Alliance Group: Health & Safety, Policy & Leadership

(SOURCE: OCHLA) – Region: Central ESOP works with homeowners and their loan servicers to obtain affordable resolutions that preserve homeownership.

Homeowners complete applications and provide financial information relevant to their case. ESOP foreclosure prevention advocates use the information obtained from the homeowner to obtain financial assistance and/or negotiate with their servicer for an affordable mortgage solution.

ESOP has direct points of contact and formal agreements with many loan servicing companies helping counselors to more efficiently achieve sustainable mortgage solutions.

ESOP has a 75% success rate in obtaining affordable resolutions for homeowners. Since 2005, ESOP has assisted more than 16,000 homeowners in this way.

For assistance or more information call ESOP to set up an appointment at 216-361-0718 or toll free 877-731-ESOP.


You are not alone. According to a non-profit report nearly ten percent of Ohio homeowners were past-due on their loans in 2010. Ohio has seen rising foreclosure rates in urban and suburban areas for more than a decade.

Don’t be in denial. Ignoring the problem will only make it worse. As soon as you anticipate a problem do something. Even up until your home is scheduled for a sheriff’s sale there is still home you can save your home.

Take Action!

1. Call ESOP! 216-361-0718 or toll free 877-731-ESOP

2. Make an appointment – Appointments will be scheduled at the ESOP location nearest you. (link to location page 1.2)

3. Gather all your information (link to document checklist in folder)

4. Apply for assistance. ( Begin the process by completing all seven parts of the Restoring Stability online application. At you intake appointment ESOP counselors will help you determine what program or solution best fits your circumstances.

Homeowners beware! Fraudulent rescue scammers are trying to get your money. They pretend to be from government agencies or legitimate companies and promise to help refinance or modify your mortgage through the President’s Making Home Affordable program. Homeowners never have to pay to participate in the program. DO NOT PAY MONEY TO ANYONE! FREE HELP IS AVAILABLE FROM ESOP.

Find foreclosure resources near you at (Link: )

If you think you’re the victim of a foreclosure scam, please file a complaint with the Ohio Attorney General’s office at .


Cleveland – Main Office

3631 Perkins Ave., 4C-S

Cleveland, OH 44114-4705

Ph: 216-361-0718

Fax: (216) 361-0920

Cleveland – West

Westside Housing Center

6604 Detroit Ave.

Cleveland, OH 44102-3016

216-961-4242, ext. 266

Logan County

125 E. Patterson Ave.

Bellefontaine, OH 43311-1912


Lucas County

500 Madison Ave, Ste 300

Toledo, OH 43604-1257

Ph: (419) 464-9885

Medina County

County Administration Bldg. 3dr Floor

144 N. Broadway

Medina, OH 44256-1973

Ph: 330-725-9137

Fax: 330-764-8252

Muskingum County

38 North 4th St. Room 326

Zanesville, OH 43701-3410


Richland County

2 Smith Ave; Suite 236

Mansfield, Ohio 44905-2855

Tel: (419) 989-6349

Fax: (567) 247-5459

Ross County

44 East Water St.

Chillicothe, OH 45601-2544


Stark County

408 Ninth St. SW

Canton, OH 44707

(in Goodwill Community Campus)


Trumbull County

2051 Niles Rd., SE

Warren, OH 44484-5152


Fax: (330) 469-5427-


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Moe Bedard
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My name is Maurice "Moe" Bedard. I am the founder of America's #1 Mortgage Forum, My online work has been featured in the New York Times, LA Times, Fox Business, and many other media publications. I currently live in Carlsbad, California with my beautiful wife and children.

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