Alliance Group: Health & Safety, Policy & Leadership
(SOURCE: OCHLA) – Region: Central ESOP works with homeowners and their loan servicers to obtain affordable resolutions that preserve homeownership.
Homeowners complete applications and provide financial information relevant to their case. ESOP foreclosure prevention advocates use the information obtained from the homeowner to obtain financial assistance and/or negotiate with their servicer for an affordable mortgage solution.
ESOP has direct points of contact and formal agreements with many loan servicing companies helping counselors to more efficiently achieve sustainable mortgage solutions.
ESOP has a 75% success rate in obtaining affordable resolutions for homeowners. Since 2005, ESOP has assisted more than 16,000 homeowners in this way.
For assistance or more information call ESOP to set up an appointment at 216-361-0718 or toll free 877-731-ESOP.
SAVE YOUR HOME!
You are not alone. According to a non-profit report nearly ten percent of Ohio homeowners were past-due on their loans in 2010. Ohio has seen rising foreclosure rates in urban and suburban areas for more than a decade.
Don’t be in denial. Ignoring the problem will only make it worse. As soon as you anticipate a problem do something. Even up until your home is scheduled for a sheriff’s sale there is still home you can save your home.
1. Call ESOP! 216-361-0718 or toll free 877-731-ESOP
2. Make an appointment – Appointments will be scheduled at the ESOP location nearest you. (link to location page 1.2)
3. Gather all your information (link to document checklist in folder)
4. Apply for assistance. (http://www.ohiohome.org/restoringstability/) Begin the process by completing all seven parts of the Restoring Stability online application. At you intake appointment ESOP counselors will help you determine what program or solution best fits your circumstances.
DON’T BECOME A VICTIM OF MORTGAGE SCAMS!
Homeowners beware! Fraudulent rescue scammers are trying to get your money. They pretend to be from government agencies or legitimate companies and promise to help refinance or modify your mortgage through the President’s Making Home Affordable program. Homeowners never have to pay to participate in the program. DO NOT PAY MONEY TO ANYONE! FREE HELP IS AVAILABLE FROM ESOP.
Find foreclosure resources near you at Hud.gov. (Link: http://www.hud.gov/local/oh/homeownership/foreclosure.cfm )
If you think you’re the victim of a foreclosure scam, please file a complaint with the Ohio Attorney General’s office at http://www.ohioattorneygeneral.gov/ .
Cleveland – Main Office
3631 Perkins Ave., 4C-S
Cleveland, OH 44114-4705
Fax: (216) 361-0920
Cleveland – West
Westside Housing Center
6604 Detroit Ave.
Cleveland, OH 44102-3016
216-961-4242, ext. 266
125 E. Patterson Ave.
Bellefontaine, OH 43311-1912
500 Madison Ave, Ste 300
Toledo, OH 43604-1257
Ph: (419) 464-9885
County Administration Bldg. 3dr Floor
144 N. Broadway
Medina, OH 44256-1973
38 North 4th St. Room 326
Zanesville, OH 43701-3410
2 Smith Ave; Suite 236
Mansfield, Ohio 44905-2855
Tel: (419) 989-6349
Fax: (567) 247-5459
44 East Water St.
Chillicothe, OH 45601-2544
408 Ninth St. SW
Canton, OH 44707
(in Goodwill Community Campus)
2051 Niles Rd., SE
Warren, OH 44484-5152
Fax: (330) 469-5427-