I have a house loan serviced by wellsforgo and owned by B OF A. Two years back my loan got modified through NACA because I lost job for 6 months.They gave 2% interest rate for the present value for 30 yrs( My house is deeply underwater even now)and set aside rest of the loan without interest but balloon payment at the end of 30 yr.
Now I am trying for the PR because I definitely can not pay balloon payment which is around 200 K, the WF bank says I am not qualified because WF is not the lender.When I ask B of A, they say they don't have loan details because they are not serviced.
Please advice me what are the ways to get PR through AG settlement.
FYI -Citibank write off the whole set aside amount for my friend which is around 175000