After working with ASC for a year, I spoke with an Executive Mortgage Specialist two weeks ago. I returned the packet and within another week was approved for a private loan modification. I received the loan modification agreement on October 19, 2010. Signed, notarized and returned it on October 20. It was received and signed for by Wells Fargo on October 21.
According to the terms of the modification agreement, I won't have to make a payment until January 1, 2011.
I have not been able to speak directly to the mortgage specialist I have been dealing with, although I have called the executive offices twice to make sure everything is in order. I was told of course that it would take time for the docs to be scanned into the system. In reading this forum, however, I'm now paranoid that what I thought was a "done deal" can still fall apart, even though I've done everything I was asked to do.
Please advise. Is it safe to assume that all is well since the documents were returned with my signature and received within the 10 day period allowed? Should I go ahead and make my November 1 payment just to be safe?